Net Interest Margin Over Time
Net Interest Margin Home Savings Bank All Insured Savings Banks in North Carolina
12-31-2004 2.552 3.472
09-30-2004 2.491 3.385
06-30-2004 2.435 3.369
03-31-2004 2.371 3.359
12-31-2003 2.579 3.36
09-30-2003 2.6 3.388
06-30-2003 2.702 3.441
03-31-2003 2.869 3.485
12-31-2002 3.056 3.525