Net Income Analysis ( % relative to Total Revenue )
Income Statement Hometrust Bank All Insured Commercial Banks in North Carolina
Interest and Fees on Loans 75,301 43,859
Income from Lease Financing Receivables 4,177 183
4,050 287
Estimated Tax Benefit from Tax-Exempt Loan Income 2,181 148
Income on Loans and Leases (TE) 81,659 44,236
Investment Interest Income (TE) 6,108 4,769
Total Interest Income (TE) 90,770 49,636
Total Interest Expense 6,699 4,652
Net Interest Income (TE) 84,071 44,984
Non-Interest Income 14,584 11,387
Adjusted Operating Income (TE) 98,655 56,298
Non-interest Expense 77,346 38,609
Provision for Loan & Lease Losses 145 1,359
Pretax Operating Income (TE) 21,164 16,556
Pretax Net Operating Income (TE) 21,164 16,646
Applicable Income Taxes 5,713 5,112
Net Operating Income 13,270 10,887
Net Income 13,270 10,887
Cash Dividends Declared 18,243 5,698
Retained Earnings -4,973 5,606