Tier 1 Capital Over Time
Tier 1 Capital Farmers & Merchants Bank All Insured Commercial Banks in Georgia
09-30-2004 71,716,000 14,896,608
06-30-2004 69,288,000 14,449,928
03-31-2004 68,092,000 14,309,128
12-31-2003 66,869,000 13,941,861
09-30-2003 67,316,000 13,669,565
06-30-2003 65,876,000 13,212,774
03-31-2003 64,415,000 12,908,972
12-31-2002 63,196,000 12,755,940