Vitals
  • Total Assets
    107.7M 18.1 %
  • Total Deposits
    94.6M 19.6 %
  • Total Net Loans
    72.2M 20.3 %
  • Net Income
    2.0M 80.4 %
  • Book Value
    11.7M 20.3 %
  • Book Value x2
    23.3M 20.3 %
  • Book Value x3
    35.0M 20.3 %
ROAA

1.972

ROAE

18.528

Efficiency Ratio

70.849

Net Interest Margin

5.272

Balance Sheet Highlights
Financial Highlights Embassy National Bank All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 107,744 256,123
Total Net Loans 72,173 160,108
Total Deposits 94,640 221,413
Total Equity 11,661 27,434
Profitability
Net Income 1,963 2,812
Return on Average Assets 1.972 .99
Return on Average Equity 18.528 8.811
Net Interest Margin 5.272 4.031
Efficiency Ratio 70.849 72.067
Noninterest Income/Revenue 32.373 19.316
Balance Sheet Ratios
Loan-to-Deposit 76.261 70.662
Securities/Assets .165
Total Equity/Total Assets .108 .107
Tangible Equity/Tangible Assets .101 .105
Capital Adequacy
Tier 1 Common Capital 11,661 26,376
Tier 1 Capital 11,661 26,452
Tier 2 Capital 871 1,919
Total Capital 12,532 28,453
Total Risk Weighted Assets 69,192 174,280
Leverage Ratio 10.56 10.62
Common Equity Tier 1 Capital Ratio 16.85 16.191
Tier 1 Capital Ratio 16.85 16.286
Total Capital Ratio 18.11 17.433

Timeline for Embassy National Bank

Embassy National Bank

Embassy National Bank was established 17 years ago and is currently headquartered in Lawrenceville, GA.

Mar 05 2007

Embassy Bancshares, Inc.

Embassy Bancshares, Inc. became a new parent organization for Embassy National Bank.

View Profile Mar 05 2007
Relationships Role Relationship Start Relationship End
Embassy Bancshares, Inc. Parent 3/5/2007
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