Efficiency Ratio Over Time
Efficiency Ratio Embassy National Bank All Insured Commercial Banks in Georgia
12-31-2016 70.849 72.067
09-30-2016 70.156 71.784
06-30-2016 74.789 71.801
03-31-2016 80.873 72.381
12-31-2015 77.662 74.736
09-30-2015 78.6 74.146
06-30-2015 80.632 74.924
03-31-2015 92.81 75.066
12-31-2014 83.306 76.672
09-30-2014 84.918 76.559
06-30-2014 85.586 76.671
03-31-2014 87.279 77.567
12-31-2013 90.006 78.98
09-30-2013 90.598 77.731
06-30-2013 88.325 77.662
03-31-2013 78.207 78.695
12-31-2012 111.296 81.634
09-30-2012 144.737 80.308
06-30-2012 110.15 79.256
03-31-2012 107.963 77.503
12-31-2011 71.499 86.295
09-30-2011 60.579 84.186
06-30-2011 54.781 84.663
03-31-2011 45.291 85.152
12-31-2010 101.156 93.824
09-30-2010 73.468 90.833
06-30-2010 76.585 90.425
03-31-2010 68.791 88.401
12-31-2009 225.605 105.063
09-30-2009 211.848 102.285
06-30-2009 208.453 106.774
03-31-2009 254.8 99.343
12-31-2008 150.799 92.806
09-30-2008 130.073 84.879
06-30-2008 117.07 82.103
03-31-2008 107.675 76.842
12-31-2007 173.954 66.184
09-30-2007 181.307 63.793
06-30-2007 214.47 63.216
03-31-2007 401.515 63.468
12-31-2006 63.007
09-30-2006 61.317
06-30-2006 61.045
03-31-2006 60.367
12-31-2005 62.186
09-30-2005 61.255
06-30-2005 61.571
03-31-2005 62.33
12-31-2004 64.32
09-30-2004 64.404
06-30-2004 64.229
03-31-2004 64.639
12-31-2003 65.562
09-30-2003 64.676
06-30-2003 64.537
03-31-2003 65.157
12-31-2002 64.609