Vitals
  • Total Assets
    151.1M -10.7 %
  • Total Deposits
    123.9M -12.5 %
  • Total Net Loans
    124.6M -6.6 %
  • Net Income
  • Book Value
    16.0M 0.0 %
  • Book Value x2
    32.0M 0.0 %
  • Book Value x3
    48.0M 0.0 %
ROAA

ROAE

Efficiency Ratio

141.316

Net Interest Margin

3.143

Balance Sheet Highlights
Financial Highlights Discovery Bank All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 151,051 539,233
Total Net Loans 124,633 428,350
Total Deposits 123,937 405,001
Total Equity 16,011 58,833
Profitability
Net Income — 6,127
Return on Average Assets — .812
Return on Average Equity — 6.632
Net Interest Margin 3.143 3.736
Efficiency Ratio 141.316 94.314
Noninterest Income/Revenue 8.64 33.366
Balance Sheet Ratios
Loan-to-Deposit 100.562 90.411
Securities/Assets .005 .594
Total Equity/Total Assets .106 .109
Tangible Equity/Tangible Assets .105 -.463
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 15,914 52,371
Tier 2 Capital 1,811 6,803
Total Capital 17,725 58,715
Total Risk Weighted Assets 142,894 433,698
Leverage Ratio 10.29 11.916
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 11.14 14.737
Total Capital Ratio 12.4 16.021

Timeline for Discovery Bank

Commerce West Bank

Discovery Bank was acquired by Commerce West Bank 14 years

View Profile Jul 25 2009

Discovery Bancorp

Discovery Bancorp became a new parent organization for Discovery Bank.

View Profile Jun 22 2005

San Marcos Building, Llc

San Marcos Building, Llc became a new subsidiary organization for Discovery Bank.

View Profile Jul 09 2004

Discovery Bank

Discovery Bank was established 22 years ago and is currently headquartered in San Marcos, CA.

Sep 19 2001
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Commerce West Bank Buyer 489,358 Acquisition Discontinued 7/25/2009
Relationships Role Relationship Start Relationship End
Discovery Bancorp Parent 6/22/2005 7/24/2009
San Marcos Building, Llc Subsidary 7/9/2004 9/25/2008
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