Efficiency Ratio Over Time
Efficiency Ratio Discovery Bank All Insured Commercial Banks in California
06-30-2009 141.316 94.314
03-31-2009 142.451 95.606
12-31-2008 109.07 89.236
09-30-2008 100.663 85.939
06-30-2008 99.793 85.896
03-31-2008 98.03 85.386
12-31-2007 87.874 83.041
09-30-2007 83.74 79.26
06-30-2007 83.471 78.029
03-31-2007 81.111 76.688
12-31-2006 65.974 80.037
09-30-2006 64.118 76.157
06-30-2006 62.25 70.367
03-31-2006 62.637 69.95
12-31-2005 68.988 74.917
09-30-2005 68.761 71.155
06-30-2005 68.617 70.343
03-31-2005 74.728 68.656
12-31-2004 78.991 71.614
09-30-2004 82.87 71.664
06-30-2004 85.042 72.622
03-31-2004 86.833 74.921
12-31-2003 79.882 78.394
09-30-2003 81.592 69.685
06-30-2003 77.523 70.304
03-31-2003 79.934 69.597
12-31-2002 123.285 70.571