Discovery Bank
San Marcos, CA — Domestic Branch of a Domestic Bank
Acquired Jul 2009
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Discovery Bank | All Insured Commercial Banks in California |
Interest and Fees on Loans | 3,696 | 13,075 |
Income from Lease Financing Receivables | — | 5,833 |
— | 1,468 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 1,017 |
Income on Loans and Leases (TE) | 3,696 | 13,154 |
Investment Interest Income (TE) | 21 | 5,161 |
Total Interest Income (TE) | 3,754 | 13,537 |
Total Interest Expense | 1,374 | 3,901 |
Net Interest Income (TE) | 2,380 | 9,033 |
Non-Interest Income | 355 | 6,779 |
Adjusted Operating Income (TE) | 2,735 | 12,130 |
Non-interest Expense | 3,865 | 7,984 |
Provision for Loan & Lease Losses | 1,094 | 13,081 |
Pretax Operating Income (TE) | — | 9,658 |
Pretax Net Operating Income (TE) | — | 9,340 |
Applicable Income Taxes | — | 2,738 |
Net Operating Income | — | 5,854 |
Net Income | — | 6,127 |
Cash Dividends Declared | — | 4,129 |
Retained Earnings | — | 4,954 |