Vitals
  • Total Assets
    120.0M 5.4 %
  • Total Deposits
    107.9M 6.3 %
  • Total Net Loans
    94.9M 6.8 %
  • Net Income
  • Book Value
    11.6M 4.6 %
  • Book Value x2
    23.3M 4.6 %
  • Book Value x3
    34.9M 4.6 %
ROAA

ROAE

Efficiency Ratio

100

Net Interest Margin

5.127

Balance Sheet Highlights
Financial Highlights Concord Bank, National Association All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 120,005 148,902
Total Net Loans 94,856 83,089
Total Deposits 107,916 127,813
Total Equity 11,630 14,479
Profitability
Net Income — 979
Return on Average Assets — 1.435
Return on Average Equity — 14.776
Net Interest Margin 5.127 4.513
Efficiency Ratio 100 65.978
Noninterest Income/Revenue 1.565 14.259
Balance Sheet Ratios
Loan-to-Deposit 87.898 61.069
Securities/Assets .06 .661
Total Equity/Total Assets .097 .097
Tangible Equity/Tangible Assets .097 -.165
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 11,850 13,904
Tier 2 Capital 1,100 968
Total Capital 12,950 14,891
Total Risk Weighted Assets 106,045 94,205
Leverage Ratio 10.06 10.004
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 11.17 17.048
Total Capital Ratio 12.21 18.092

Timeline for Concord Bank, National Association

The Summit National Bank

Concord Bank, National Association was acquired by The Summit National Bank 18 years

View Profile Apr 01 2006

Concord Bank, National Association

Concord Bank, National Association was established 41 years ago and is currently headquartered in Houston, TX.

May 16 1983
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The Summit National Bank Buyer 665,410 Acquisition Discontinued 4/1/2006
Relationships Role Relationship Start Relationship End
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