Vitals
  • Total Assets
    116.8M -7.5 %
  • Total Deposits
    105.4M -7.5 %
  • Total Net Loans
    54.4M 3.9 %
  • Net Income
    751000.0000 -30.7 %
  • Book Value
    10.7M -8.2 %
  • Book Value x2
    21.5M -8.2 %
  • Book Value x3
    32.2M -8.2 %
ROAA

.61

ROAE

6.273

Efficiency Ratio

84.456

Net Interest Margin

3.137

Balance Sheet Highlights
Financial Highlights Panola National Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 116,813 358,087
Total Net Loans 54,427 213,533
Total Deposits 105,429 308,027
Total Equity 10,732 38,740
Profitability
Net Income 751 3,845
Return on Average Assets .61 1.025
Return on Average Equity 6.273 9.415
Net Interest Margin 3.137 3.773
Efficiency Ratio 84.456 66.762
Noninterest Income/Revenue 27.303 16.375
Balance Sheet Ratios
Loan-to-Deposit 51.624 65.494
Securities/Assets .433 .214
Total Equity/Total Assets .092 .108
Tangible Equity/Tangible Assets .092 .104
Capital Adequacy
Tier 1 Common Capital 11,805 37,278
Tier 1 Capital 11,805 37,303
Tier 2 Capital 547 2,526
Total Capital 12,352 39,866
Total Risk Weighted Assets 47,736 237,367
Leverage Ratio 9.88 10.563
Common Equity Tier 1 Capital Ratio 24.73 18.073
Tier 1 Capital Ratio 24.73 18.097
Total Capital Ratio 25.88 19.169

Timeline for Panola National Bank

Panola National Bancshares, Inc.

Panola National Bancshares, Inc. became a new parent organization for Panola National Bank.

View Profile Jan 01 2009

Panola National Bancshares Of Delaware, Inc.

Panola National Bancshares Of Delaware, Inc. became a new parent organization for Panola National Bank.

View Profile Jan 21 2000

Panola National Bank

Panola National Bank was established 40 years ago and is currently headquartered in Carthage, TX.

Oct 06 1983
Relationships Role Relationship Start Relationship End
Panola National Bancshares, Inc. Parent 1/1/2009
Panola National Bancshares Of Delaware, Inc. Parent 1/21/2000 12/31/2008
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