Vitals
  • Total Assets
    132.1M 9.3 %
  • Total Deposits
    105.2M 11.4 %
  • Total Net Loans
    74.7M 9.3 %
  • Net Income
    1.6M 5.7 %
  • Book Value
    20.4M 3.4 %
  • Book Value x2
    40.8M 3.4 %
  • Book Value x3
    61.2M 3.4 %
ROAA

1.258

ROAE

7.622

Efficiency Ratio

62.724

Net Interest Margin

4.444

Balance Sheet Highlights
Financial Highlights The First National Bank Of Waynesboro All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 132,065 256,123
Total Net Loans 74,661 160,108
Total Deposits 105,187 221,413
Total Equity 20,398 27,434
Profitability
Net Income 1,551 2,812
Return on Average Assets 1.258 .99
Return on Average Equity 7.622 8.811
Net Interest Margin 4.444 4.031
Efficiency Ratio 62.724 72.067
Noninterest Income/Revenue 21.205 19.316
Balance Sheet Ratios
Loan-to-Deposit 70.979 70.662
Securities/Assets .132 .165
Total Equity/Total Assets .154 .107
Tangible Equity/Tangible Assets .154 .105
Capital Adequacy
Tier 1 Common Capital 20,590 26,376
Tier 1 Capital 20,590 26,452
Tier 2 Capital 890 1,919
Total Capital 21,480 28,453
Total Risk Weighted Assets 71,219 174,280
Leverage Ratio 16.21 10.62
Common Equity Tier 1 Capital Ratio 28.91 16.191
Tier 1 Capital Ratio 28.91 16.286
Total Capital Ratio 30.16 17.433

Timeline for The First National Bank Of Waynesboro

First Burke Insurance Agency, Inc.

First Burke Insurance Agency, Inc. became a new subsidiary organization for The First National Bank Of Waynesboro.

View Profile Aug 25 2000

First Burke Banking Company

First Burke Banking Company became a new parent organization for The First National Bank Of Waynesboro.

View Profile Mar 31 1986

The First National Bank Of Waynesboro

The First National Bank Of Waynesboro was established 119 years ago and is currently headquartered in Waynesboro, GA.

Jan 01 1905
Relationships Role Relationship Start Relationship End
First Burke Banking Company Parent 3/31/1986
First Burke Insurance Agency, Inc. Subsidary 6/30/2007
First Burke Insurance Agency, Inc. Subsidary 8/25/2000 6/29/2007
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