Vitals
  • Total Assets
    133.0M 4.7 %
  • Total Deposits
    116.1M 3.9 %
  • Total Net Loans
    103.3M 6.8 %
  • Net Income
    1.9M -4.7 %
  • Book Value
    12.6M 0.7 %
  • Book Value x2
    25.3M 0.7 %
  • Book Value x3
    37.9M 0.7 %
ROAA

1.505

ROAE

14.926

Efficiency Ratio

67.47

Net Interest Margin

4.729

Balance Sheet Highlights
Financial Highlights The First National Bank Of Waseca All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 132,992 147,703
Total Net Loans 103,297 97,223
Total Deposits 116,069 126,600
Total Equity 12,641 15,565
Profitability
Net Income 1,912 1,683
Return on Average Assets 1.505 1.08
Return on Average Equity 14.926 9.905
Net Interest Margin 4.729 3.845
Efficiency Ratio 67.47 68.21
Noninterest Income/Revenue 12.144 13.68
Balance Sheet Ratios
Loan-to-Deposit 88.996 75.205
Securities/Assets .067 .174
Total Equity/Total Assets .095 .105
Tangible Equity/Tangible Assets .083 .103
Capital Adequacy
Tier 1 Common Capital 11,576 15,225
Tier 1 Capital 11,576 15,232
Tier 2 Capital 1,296 1,135
Total Capital 12,872 16,386
Total Risk Weighted Assets 117,443 105,251
Leverage Ratio 8.93 10.475
Common Equity Tier 1 Capital Ratio 9.86 15.3
Tier 1 Capital Ratio 9.86 15.308
Total Capital Ratio 10.96 16.398

Timeline for The First National Bank Of Waseca

Bank Of Ellendale

Acquisition: The First National Bank Of Waseca acquired a new subsidiary, Bank Of Ellendale, 26 years

View Profile Jul 01 1997

Heartland Commercial Leasing, Inc.

Heartland Commercial Leasing, Inc. became a new subsidiary organization for The First National Bank Of Waseca.

View Profile Jan 29 1997

Frankson Investment Corporation

Frankson Investment Corporation became a new parent organization for The First National Bank Of Waseca.

View Profile Dec 31 1970

The First National Bank Of Waseca

The First National Bank Of Waseca was established 121 years ago and is currently headquartered in Waseca, MN.

Dec 18 1902
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Bank Of Ellendale Seller 18,890 Pooling of Interests Discontinued 7/1/1997
Relationships Role Relationship Start Relationship End
Frankson Investment Corporation Parent 7/11/1997
Frankson Investment Corporation Parent 2/21/1997 7/10/1997
Frankson Investment Corporation Parent 12/31/1986 2/20/1997
Frankson Investment Corporation Parent 12/31/1985 12/30/1986
Frankson Investment Corporation Parent 10/15/1984 12/30/1985
Frankson Investment Corporation Parent 12/31/1970 10/14/1984
Heartland Commercial Leasing, Inc. Subsidary 1/29/1997 12/20/1999
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