Leverage Ratio Over Time
Leverage Ratio Concord Bank, National Association All Insured Commercial Banks in Texas
03-31-2006 10.06 10.004
12-31-2005 10.1 10.048
09-30-2005 10.24 10.213
06-30-2005 10.17 10.119
03-31-2005 10.05 10.046
12-31-2004 9.84 9.979
09-30-2004 10.01 10.144
06-30-2004 9.87 9.931
03-31-2004 9.8 9.847
12-31-2003 10.72 9.74
09-30-2003 11.76 9.841
06-30-2003 12.06 9.717
03-31-2003 11.5 9.659
12-31-2002 12.11 9.595