Tier 1 Capital Ratio Over Time
Tier 1 Capital Ratio Concord Bank, National Association All Insured Commercial Banks in Texas
03-31-2006 11.17 17.048
12-31-2005 11.13 16.861
09-30-2005 11.42 17.138
06-30-2005 11.08 17.245
03-31-2005 11.21 17.369
12-31-2004 10.99 17.12
09-30-2004 10.81 17.344
06-30-2004 10.42 17.209
03-31-2004 10.3 17.325
12-31-2003 10.78 17.049
09-30-2003 12.09 17.144
06-30-2003 13.48 16.9
03-31-2003 13.48 16.919
12-31-2002 12.71 16.71