Vitals
  • Total Assets
    928.5M 41.7 %
  • Total Deposits
    715.9M 48.7 %
  • Total Net Loans
    684.5M 47.3 %
  • Net Income
    4.6M 65.7 %
  • Book Value
    104.4M 39.5 %
  • Book Value x2
    208.9M 39.5 %
  • Book Value x3
    313.3M 39.5 %
ROAA

.998

ROAE

9.088

Efficiency Ratio

70.774

Net Interest Margin

4.346

Balance Sheet Highlights
Financial Highlights Community First Bank & Trust All Insured Commercial Banks in Ohio
Balance Sheet $(000)
Total Assets 928,548 334,023
Total Net Loans 684,511 813,278
Total Deposits 715,878 239,530
Total Equity 115,155 36,925
Profitability
Net Income 4,621 13,844
Return on Average Assets .998 1.415
Return on Average Equity 9.088 11.046
Net Interest Margin 4.346 4.058
Efficiency Ratio 70.774 66.08
Noninterest Income/Revenue 17.725 22.429
Balance Sheet Ratios
Loan-to-Deposit 95.618 83.54
Securities/Assets .134 2.717
Total Equity/Total Assets .124 .111
Tangible Equity/Tangible Assets .085 -3.802
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 91,043 28,728
Tier 2 Capital 10,805 25,874
Total Capital 101,848 33,072
Total Risk Weighted Assets 659,848 230,516
Leverage Ratio 10.12 10.095
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 13.8 15.691
Total Capital Ratio 15.44 17.033

Timeline for Community First Bank & Trust

First Financial Bank, National Association

Community First Bank & Trust was acquired by First Financial Bank, National Association 18 years

View Profile Aug 20 2005

Citizens First State Bank Of Hartford City

Acquisition: Community First Bank & Trust acquired a new subsidiary, Citizens First State Bank Of Hartford City, 19 years

View Profile Mar 05 2005

The Clyde Savings Bank Company

Acquisition: Community First Bank & Trust acquired a new subsidiary, The Clyde Savings Bank Company, 19 years

View Profile Jul 17 2004

Indiana Lawrence Bank

Acquisition: Community First Bank & Trust acquired a new subsidiary, Indiana Lawrence Bank, 19 years

View Profile Jul 17 2004

Union Trust Bank

Acquisition: Community First Bank & Trust acquired a new subsidiary, Union Trust Bank, 24 years

View Profile Jun 30 1999

Want to see more?

Complete timeline for Community First Bank & Trust is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Financial Bank, National Association Buyer 8,352,722 Pooling of Interests Discontinued 8/20/2005
Citizens First State Bank Of Hartford City Seller 61,057 Pooling of Interests Discontinued 3/5/2005
The Clyde Savings Bank Company Seller 85,894 Pooling of Interests Discontinued 7/17/2004
Indiana Lawrence Bank Seller 131,599 Pooling of Interests Discontinued 7/17/2004
Union Trust Bank Seller 44,949 Pooling of Interests Discontinued 6/30/1999
The Union State Bank Seller 62,264 Acquisition Discontinued 4/1/1998
Van Wert National Bank Seller 133,194 Pooling of Interests Discontinued 11/1/1997
The Peoples Bank Company Seller Discontinued 10/2/1972
Relationships Role Relationship Start Relationship End
First Financial Bancorp Parent 4/29/1983 8/19/2005
Nzg, Llc Subsidary 12/31/1997 8/19/2005
Nxg, Llc Subsidary 12/31/1997 8/19/2005
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