Vitals
  • Total Assets
    901.3M 10.9 %
  • Total Deposits
    713.9M 11.6 %
  • Total Net Loans
    534.1M 22.2 %
  • Net Income
    3.7M 3,004.7 %
  • Book Value
    86.5M -1.8 %
  • Book Value x2
    173.0M -1.8 %
  • Book Value x3
    259.5M -1.8 %
ROAA

.426

ROAE

4.227

Efficiency Ratio

79.243

Net Interest Margin

3.304

Balance Sheet Highlights
Financial Highlights Orange Bank &Trust Company All Insured Commercial Banks in New York
Balance Sheet $(000)
Total Assets 901,349 1,637,033
Total Net Loans 534,127 1,047,955
Total Deposits 713,934 1,296,950
Total Equity 86,486 187,165
Profitability
Net Income 3,747 13,254
Return on Average Assets .426 .773
Return on Average Equity 4.227 7.506
Net Interest Margin 3.304 3.19
Efficiency Ratio 79.243 65.064
Noninterest Income/Revenue 12.6 18.239
Balance Sheet Ratios
Loan-to-Deposit 74.815 73.986
Securities/Assets .31 .167
Total Equity/Total Assets .096 .114
Tangible Equity/Tangible Assets .096 .109
Capital Adequacy
Tier 1 Common Capital 90,660 154,500
Tier 1 Capital 90,660 155,066
Tier 2 Capital 7,274 9,750
Total Capital 97,934 168,084
Total Risk Weighted Assets 580,873 1,138,832
Leverage Ratio 9.94 10.188
Common Equity Tier 1 Capital Ratio 15.61 16.458
Tier 1 Capital Ratio 15.61 16.551
Total Capital Ratio 16.86 17.647

Timeline for Orange Bank &Trust Company

Orange County Bancorp, Inc.

Orange County Bancorp, Inc. became a new parent organization for Orange Bank &Trust Company.

View Profile Aug 01 2007

Orange Bank &Trust Company

Orange Bank &Trust Company was established 131 years ago and is currently headquartered in Middletown, NY.

May 02 1892
Relationships Role Relationship Start Relationship End
Orange County Bancorp, Inc. Parent 8/1/2007
Similar Organizations
Organization City State Total Assets
Reliant Bank
 		Brentwood TN 919.9M
The Ohio Valley Bank Company
 		Gallipolis OH 954.8M
Oak Valley Community Bank
 		Oakdale CA 946.9M
Pacific Coast Bankers' Bank
 		Walnut Creek CA 869.3M
Providence Bank
 		Columbia MO 929.4M
Five Points Bank
 		Grand Island NE 948.9M
Silvergate Bank
 		La Jolla CA 986.2M
Smartbank
 		Pigeon Forge TN 1.0B
South Shore Bank
 		South Weymouth MA 1.1B
Texas First Bank
 		Texas City TX 969.5M