Vitals
  • Total Assets
    1.0B 11.6 %
  • Total Deposits
    914.3M 12.2 %
  • Total Net Loans
    601.1M 13.3 %
  • Net Income
    7.9M 42.2 %
  • Book Value
    82.1M 5.4 %
  • Book Value x2
    164.2M 5.4 %
  • Book Value x3
    246.3M 5.4 %
ROAA

.857

ROAE

9.861

Efficiency Ratio

63.868

Net Interest Margin

3.852

Balance Sheet Highlights
Financial Highlights Oak Valley Community Bank All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 1,001,335 1,346,313
Total Net Loans 601,104 907,793
Total Deposits 914,322 1,084,972
Total Equity 82,087 169,778
Profitability
Net Income 7,943 12,577
Return on Average Assets .857 .955
Return on Average Equity 9.861 8.072
Net Interest Margin 3.852 3.784
Efficiency Ratio 63.868 64.937
Noninterest Income/Revenue 9.337 13.682
Balance Sheet Ratios
Loan-to-Deposit 65.743 83.983
Securities/Assets .16 .141
Total Equity/Total Assets .082 .126
Tangible Equity/Tangible Assets .078 .113
Capital Adequacy
Tier 1 Common Capital 78,486 147,337
Tier 1 Capital 78,486 147,552
Tier 2 Capital 8,116 11,893
Total Capital 86,602 160,236
Total Risk Weighted Assets 769,366 1,009,488
Leverage Ratio 8.11 11.256
Common Equity Tier 1 Capital Ratio 10.2 14.697
Tier 1 Capital Ratio 10.2 14.792
Total Capital Ratio 11.26 16.005

Timeline for Oak Valley Community Bank

Mother Lode Bank

Acquisition: Oak Valley Community Bank acquired a new subsidiary, Mother Lode Bank, 8 years

View Profile Dec 24 2015

Oak Valley Bancorp

Oak Valley Bancorp became a new parent organization for Oak Valley Community Bank.

View Profile Jul 03 2008

Oak Valley Community Bank

Oak Valley Community Bank was established 32 years ago and is currently headquartered in Oakdale, CA.

May 28 1991
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Mother Lode Bank Seller 70,463 Acquisition Discontinued 12/24/2015
Relationships Role Relationship Start Relationship End
Oak Valley Bancorp Parent 7/3/2008
Similar Organizations
Organization City State Total Assets
Reliant Bank
 		Brentwood TN 919.9M
Orange Bank &Trust Company
 		Middletown NY 951.1M
The Ohio Valley Bank Company
 		Gallipolis OH 954.8M
Pacific Coast Bankers' Bank
 		Walnut Creek CA 869.3M
Providence Bank
 		Columbia MO 929.4M
Five Points Bank
 		Grand Island NE 948.9M
Silvergate Bank
 		La Jolla CA 986.2M
Smartbank
 		Pigeon Forge TN 1.0B
South Shore Bank
 		South Weymouth MA 1.1B
Commercial Bank
 		Harrogate TN 942.6M