Oak Valley Community Bank
Oakdale, CA — State Member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Oak Valley Community Bank | All Insured Commercial Banks in California |
Interest and Fees on Loans | 27,463 | 39,600 |
Income from Lease Financing Receivables | — | 93 |
38 | 41 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 20 | 21 |
Income on Loans and Leases (TE) | 27,483 | 39,939 |
Investment Interest Income (TE) | 5,195 | 4,547 |
Total Interest Income (TE) | 33,793 | 46,718 |
Total Interest Expense | 764 | 3,460 |
Net Interest Income (TE) | 33,029 | 42,511 |
Non-Interest Income | 3,480 | 7,405 |
Adjusted Operating Income (TE) | 36,509 | 56,117 |
Non-interest Expense | 23,318 | 31,848 |
Provision for Loan & Lease Losses | 484 | 726 |
Pretax Operating Income (TE) | 12,707 | 20,596 |
Pretax Net Operating Income (TE) | 12,759 | 21,052 |
Applicable Income Taxes | 3,725 | 7,212 |
Net Operating Income | 7,943 | 12,949 |
Net Income | 7,943 | 12,577 |
Cash Dividends Declared | 1,939 | 2,927 |
Retained Earnings | 6,004 | 8,927 |