Mother Lode Bank Financial Statements & Health Reports

Acquired Dec 2015

Vitals

ROAA

.095

ROAE

Efficiency Ratio

Net Interest Margin

Balance Sheet Highlights

Financial Highlights	Mother Lode Bank	All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets	70,463	1,179,050
Total Net Loans	45,924	781,951
Total Deposits	65,130	961,950
Total Equity	5,052	153,620
Profitability
Net Income	50	8,696
Return on Average Assets	.095	.863
Return on Average Equity	1.318	7.189
Net Interest Margin	3.686	3.775
Efficiency Ratio	97.931	69.456
Noninterest Income/Revenue	21.18	15.97
Balance Sheet Ratios
Loan-to-Deposit	70.511	81.125
Securities/Assets		.138
Total Equity/Total Assets	.072	.13
Tangible Equity/Tangible Assets	.071	.119
Capital Adequacy
Tier 1 Common Capital	5,034	130,090
Tier 1 Capital	5,034	131,764
Tier 2 Capital	557	10,160
Total Capital	5,591	142,097
Total Risk Weighted Assets	43,819	883,559
Leverage Ratio	7	11.492
Common Equity Tier 1 Capital Ratio	11.49	15.069
Tier 1 Capital Ratio	11.49	15.251
Total Capital Ratio	12.76	16.464

Mother Lode Bank was acquired by Oak Valley Community Bank 8 years

View Profile Dec 24 2015

Mother Lode Bank was established 19 years ago and is currently headquartered in Sonora, CA.

Jul 30 2004

Acquisitions & Mergers	Role	Assets	Acct Method	Type	Transaction Date
Oak Valley Community Bank	Buyer	946,920	Acquisition	Discontinued	12/24/2015

Relationships	Role	Relationship Start	Relationship End

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