Vitals
  • Total Assets
    970.9M 15.7 %
  • Total Deposits
    791.2M 13.8 %
  • Total Net Loans
    670.2M 9.2 %
  • Net Income
    7.3M -0.9 %
  • Book Value
    94.4M 8.2 %
  • Book Value x2
    188.9M 8.2 %
  • Book Value x3
    283.3M 8.2 %
ROAA

.801

ROAE

7.939

Efficiency Ratio

64.508

Net Interest Margin

3.668

Balance Sheet Highlights
Financial Highlights Commercial Bank All Insured Commercial Banks in Tennessee
Balance Sheet $(000)
Total Assets 970,874 350,717
Total Net Loans 670,153 240,957
Total Deposits 791,179 296,573
Total Equity 94,441 37,152
Profitability
Net Income 7,287 3,593
Return on Average Assets .801 .956
Return on Average Equity 7.939 8.82
Net Interest Margin 3.668 4.036
Efficiency Ratio 64.508 69.386
Noninterest Income/Revenue 9.539 17.129
Balance Sheet Ratios
Loan-to-Deposit 84.703 77.925
Securities/Assets .107 .166
Total Equity/Total Assets .097 .106
Tangible Equity/Tangible Assets .095 .103
Capital Adequacy
Tier 1 Common Capital 93,377 35,983
Tier 1 Capital 93,377 36,157
Tier 2 Capital 7,078 2,649
Total Capital 100,455 38,803
Total Risk Weighted Assets 657,973 253,332
Leverage Ratio 10.02 10.564
Common Equity Tier 1 Capital Ratio 14.19 15.215
Tier 1 Capital Ratio 14.19 15.278
Total Capital Ratio 15.27 16.362

Timeline for Commercial Bank

National Bank Of Tennessee

Acquisition: Commercial Bank acquired a new subsidiary, National Bank Of Tennessee, 8 years

View Profile Apr 18 2016

The Union National Bank And Trust Company Of Barbourville

Acquisition: Commercial Bank acquired a new subsidiary, The Union National Bank And Trust Company Of Barbourville, 15 years

View Profile Sep 06 2008

Middlesboro Federal Bank, Fsb

Acquisition: Commercial Bank acquired a new subsidiary, Middlesboro Federal Bank, Fsb, 22 years

View Profile Nov 01 2001

Tennessee Finance Company, Inc.

Tennessee Finance Company, Inc. became a new subsidiary organization for Commercial Bank.

View Profile Jul 09 1996

Union County Bank

Acquisition: Commercial Bank acquired a new subsidiary, Union County Bank, 38 years

View Profile Apr 23 1986

Want to see more?

Complete timeline for Commercial Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
National Bank Of Tennessee Seller 147,915 Acquisition Discontinued 4/18/2016
The Union National Bank And Trust Company Of Barbourville Seller 194,797 Acquisition Discontinued 9/6/2008
Middlesboro Federal Bank, Fsb Seller 125,274 Acquisition Discontinued 11/1/2001
Union County Bank Seller 32,902 Failure 4/23/1986
Relationships Role Relationship Start Relationship End
Commercial Bancgroup, Inc. Parent 9/29/1995
Commercial Bancgroup, Inc. Parent 12/31/1984 9/28/1995
Commercial Bancgroup, Inc. Parent 9/7/1978 12/30/1984
Tennessee Finance Company, Inc. Subsidary 7/9/1996 12/31/2003
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