Vitals
  • Total Assets
    987.6M 4.0 %
  • Total Deposits
    879.9M 2.8 %
  • Total Net Loans
    503.4M 10.7 %
  • Net Income
    14.1M 17.1 %
  • Book Value
    104.6M 14.6 %
  • Book Value x2
    209.3M 14.6 %
  • Book Value x3
    313.9M 14.6 %
ROAA

1.446

ROAE

14.259

Efficiency Ratio

62.573

Net Interest Margin

4.042

Balance Sheet Highlights
Financial Highlights Texas First Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 987,625 358,087
Total Net Loans 503,403 213,533
Total Deposits 879,899 308,027
Total Equity 104,627 38,740
Profitability
Net Income 14,052 3,845
Return on Average Assets 1.446 1.025
Return on Average Equity 14.259 9.415
Net Interest Margin 4.042 3.773
Efficiency Ratio 62.573 66.762
Noninterest Income/Revenue 17.83 16.375
Balance Sheet Ratios
Loan-to-Deposit 57.212 65.494
Securities/Assets .382 .214
Total Equity/Total Assets .106 .108
Tangible Equity/Tangible Assets .1 .104
Capital Adequacy
Tier 1 Common Capital 99,407 37,278
Tier 1 Capital 99,407 37,303
Tier 2 Capital 8,102 2,526
Total Capital 107,509 39,866
Total Risk Weighted Assets 647,743 237,367
Leverage Ratio 10.21 10.563
Common Equity Tier 1 Capital Ratio 15.35 18.073
Tier 1 Capital Ratio 15.35 18.097
Total Capital Ratio 16.6 19.169

Timeline for Texas First Bank

Hull State Bank

Acquisition: Texas First Bank acquired a new subsidiary, Hull State Bank, 10 years

View Profile Feb 01 2014

Texas Coastal Bank

Acquisition: Texas First Bank acquired a new subsidiary, Texas Coastal Bank, 11 years

View Profile Aug 17 2012

Houston Business Bank

Acquisition: Texas First Bank acquired a new subsidiary, Houston Business Bank, 11 years

View Profile Jul 21 2012

Texas First Bank

Acquisition: Texas First Bank acquired a new subsidiary, Texas First Bank, 13 years

View Profile May 13 2011

Texas First Bank - Winnie

Acquisition: Texas First Bank acquired a new subsidiary, Texas First Bank - Winnie, 14 years

View Profile Sep 25 2009

Want to see more?

Complete timeline for Texas First Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Hull State Bank Seller 46,064 Acquisition Discontinued 2/1/2014
Texas Coastal Bank Seller 27,062 Acquisition Discontinued 8/17/2012
Houston Business Bank Seller 30,858 Pooling of Interests Discontinued 7/21/2012
Texas First Bank Seller 233,495 Pooling of Interests Discontinued 5/13/2011
Texas First Bank - Winnie Seller 105,857 Pooling of Interests Discontinued 9/25/2009
Galveston Branch Seller Pooling of Interests Charter Retained 12/12/2008
Relationships Role Relationship Start Relationship End
Texas Independent Bancshares, Inc. Parent 1/31/2009
T.I.B. Delaware, Inc. Parent 4/24/1991 1/30/2009
Texas Independent Bancshares, Inc. Parent 4/23/1982 4/23/1991
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