Vitals
  • Total Assets
    233.5M 4.1 %
  • Total Deposits
    210.1M 4.5 %
  • Total Net Loans
    148.5M 17.2 %
  • Net Income
    558000.0000 4.1 %
  • Book Value
    21.2M -2.1 %
  • Book Value x2
    42.4M -2.1 %
  • Book Value x3
    63.5M -2.1 %
ROAA

.952

ROAE

10.678

Efficiency Ratio

70.244

Net Interest Margin

4.95

Balance Sheet Highlights
Financial Highlights Texas First Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 233,495 226,629
Total Net Loans 148,455 122,712
Total Deposits 210,134 194,520
Total Equity 21,183 23,476
Profitability
Net Income 558 528
Return on Average Assets .952 .875
Return on Average Equity 10.678 8.534
Net Interest Margin 4.95 3.963
Efficiency Ratio 70.244 72.166
Noninterest Income/Revenue 14.784 14.113
Balance Sheet Ratios
Loan-to-Deposit 70.648 60.09
Securities/Assets .182 .234
Total Equity/Total Assets .091 .104
Tangible Equity/Tangible Assets .091 .1
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 20,667 21,648
Tier 2 Capital 2,140 1,595
Total Capital 22,807 23,259
Total Risk Weighted Assets 170,493 136,809
Leverage Ratio 8.85 9.982
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 12.12 17.668
Total Capital Ratio 13.38 18.786

Timeline for Texas First Bank

Texas First Bank

Texas First Bank was acquired by Texas First Bank 13 years

View Profile May 13 2011

Texas Independent Bancshares, Inc.

Texas Independent Bancshares, Inc. became a new parent organization for Texas First Bank.

View Profile Jan 31 2009

First Texas Bank - Hitchcock

Acquisition: Texas First Bank acquired a new subsidiary, First Texas Bank - Hitchcock, 23 years

View Profile Aug 14 2000

T.I.B. Delaware, Inc.

T.I.B. Delaware, Inc. became a new parent organization for Texas First Bank.

View Profile Jan 01 2000

American Independent Bancshares, Inc.

American Independent Bancshares, Inc. became a new parent organization for Texas First Bank.

View Profile Dec 01 1980

Want to see more?

Complete timeline for Texas First Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Texas First Bank Buyer 969,508 Pooling of Interests Discontinued 5/13/2011
First Texas Bank - Hitchcock Seller 70,932 Pooling of Interests Discontinued 8/14/2000
Relationships Role Relationship Start Relationship End
Texas Independent Bancshares, Inc. Parent 1/31/2009 5/12/2011
T.I.B. Delaware, Inc. Parent 1/1/2000 1/30/2009
American Independent Bancshares, Inc. Parent 12/31/1981 12/31/1999
American Independent Bancshares, Inc. Parent 12/1/1980 12/30/1981
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