Vitals
  • Total Assets
    30.9M 10.9 %
  • Total Deposits
    20.2M 8.0 %
  • Total Net Loans
    23.8M 27.2 %
  • Net Income
    28000.0000 109.9 %
  • Book Value
    9.0M 1.7 %
  • Book Value x2
    18.0M 1.7 %
  • Book Value x3
    27.0M 1.7 %
ROAA

.185

ROAE

.623

Efficiency Ratio

100.726

Net Interest Margin

4.862

Balance Sheet Highlights
Financial Highlights Houston Business Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 30,858 254,110
Total Net Loans 23,758 133,804
Total Deposits 20,205 218,105
Total Equity 9,006 27,266
Profitability
Net Income 28 1,383
Return on Average Assets .185 1.039
Return on Average Equity .623 9.697
Net Interest Margin 4.862 3.884
Efficiency Ratio 100.726 69.7
Noninterest Income/Revenue 7.949 15.82
Balance Sheet Ratios
Loan-to-Deposit 117.585 58.959
Securities/Assets .174 .252
Total Equity/Total Assets .292 .107
Tangible Equity/Tangible Assets .292 .103
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 8,545 24,489
Tier 2 Capital 215 1,731
Total Capital 8,760 26,233
Total Risk Weighted Assets 28,557 149,175
Leverage Ratio 28.79 10.039
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 29.92 18.302
Total Capital Ratio 30.68 19.42

Timeline for Houston Business Bank

Texas First Bank

Houston Business Bank was acquired by Texas First Bank 11 years

View Profile Jul 21 2012

Houston Business Bank

Houston Business Bank was established 15 years ago and is currently headquartered in Houston, TX.

May 15 2009

Texas Independent Bancshares, Inc.

Texas Independent Bancshares, Inc. became a new parent organization for Houston Business Bank.

View Profile May 15 2009
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Texas First Bank Buyer 969,508 Pooling of Interests Discontinued 7/21/2012
Relationships Role Relationship Start Relationship End
Texas Independent Bancshares, Inc. Parent 2/16/2012 7/20/2012
Texas Independent Bancshares, Inc. Parent 5/15/2009 2/15/2012
Similar Organizations
Organization City State Total Assets
The Pataskala Banking Company
 		Pataskala OH 31.0M
Peoples Bank And Trust Company
 		Ryan OK 30.8M
Peoples Trust And Savings Bank
 		Riverside IA 29.7M
The State Bank Of Canton, Canton, Kansas
 		Canton KS 29.6M
Farmers State Bank Of Hoffman
 		Hoffman MN 29.6M
Security State Bank Of Oklee
 		Oklee MN 29.5M
Citizens Bank
 		Cairo GA 31.5M
Little River Bank
 		Lepanto AR 31.5M
The State Bank
 		Richmond MO 32.4M
The American Bank
 		Wagoner OK 30.8M