Vitals
  • Total Assets
    94.0M -4.8 %
  • Total Deposits
    80.9M -5.6 %
  • Total Net Loans
    69.0M -6.7 %
  • Net Income
    430000.0000 -52.9 %
  • Book Value
    7.8M -1.6 %
  • Book Value x2
    15.6M -1.6 %
  • Book Value x3
    23.5M -1.6 %
ROAA

.455

ROAE

5.499

Efficiency Ratio

77.217

Net Interest Margin

4.372

Balance Sheet Highlights
Financial Highlights Citizens First State Bank Of Hartford City All Insured Commercial Banks in Indiana
Balance Sheet $(000)
Total Assets 94,034 290,144
Total Net Loans 69,009 190,120
Total Deposits 80,920 223,705
Total Equity 7,821 28,845
Profitability
Net Income 430 15,104
Return on Average Assets .455 1.042
Return on Average Equity 5.499 10.199
Net Interest Margin 4.372 3.966
Efficiency Ratio 77.217 65.999
Noninterest Income/Revenue 13.676 17.796
Balance Sheet Ratios
Loan-to-Deposit 85.281 81.871
Securities/Assets .103 .399
Total Equity/Total Assets .083 .099
Tangible Equity/Tangible Assets .082 -.134
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 7,853 26,204
Tier 2 Capital 1,008 2,249
Total Capital 8,861 28,478
Total Risk Weighted Assets 80,624 201,287
Leverage Ratio 8.39 9.696
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 9.74 14.734
Total Capital Ratio 10.99 15.89

Timeline for Citizens First State Bank Of Hartford City

Community First Bank & Trust

Citizens First State Bank Of Hartford City was acquired by Community First Bank & Trust 19 years

View Profile Mar 05 2005

Dunkirk Office

Acquisition: Citizens First State Bank Of Hartford City acquired a new subsidiary, Dunkirk Office , 32 years

View Profile Jul 01 1991

First Financial Bancorp

First Financial Bancorp became a new parent organization for Citizens First State Bank Of Hartford City.

View Profile Oct 02 1990

Society Bancorp Of Indiana, Inc.

Society Bancorp Of Indiana, Inc. became a new parent organization for Citizens First State Bank Of Hartford City.

View Profile Nov 24 1987

Citizens Agency Inc.

Citizens Agency Inc. became a new subsidiary organization for Citizens First State Bank Of Hartford City.

View Profile Jun 30 1980

Want to see more?

Complete timeline for Citizens First State Bank Of Hartford City is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Community First Bank & Trust Buyer 928,548 Pooling of Interests Discontinued 3/5/2005
Dunkirk Office Seller Discontinued 7/1/1991
Relationships Role Relationship Start Relationship End
First Financial Bancorp Parent 7/1/1991 3/4/2005
First Financial Bancorp Parent 10/2/1990 6/30/1991
Society Bancorp Of Indiana, Inc. Parent 11/24/1987 10/1/1990
Citizens Bancorp, Inc. Parent 12/31/1981 11/23/1987
Citizens Bancorp, Inc. Parent 12/31/1980 12/30/1981
Citizens Bancorp, Inc. Parent 6/15/1978 12/30/1980
Citizens Agency Inc. Subsidary 6/30/1980 11/24/1987
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