Vitals
  • Total Assets
    66.2M 12.3 %
  • Total Deposits
    61.5M 13.2 %
  • Total Net Loans
    45.4M 9.9 %
  • Net Income
    101000.0000 1,342.9 %
  • Book Value
    4.7M 1.6 %
  • Book Value x2
    9.4M 1.6 %
  • Book Value x3
    14.0M 1.6 %
ROAA

.164

ROAE

2.188

Efficiency Ratio

83.902

Net Interest Margin

4.031

Balance Sheet Highlights
Financial Highlights Northern State Bank Of Virginia All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 66,243 147,703
Total Net Loans 45,397 97,223
Total Deposits 61,511 126,600
Total Equity 4,677 15,565
Profitability
Net Income 101 1,683
Return on Average Assets .164 1.08
Return on Average Equity 2.188 9.905
Net Interest Margin 4.031 3.845
Efficiency Ratio 83.902 68.21
Noninterest Income/Revenue 6.304 13.68
Balance Sheet Ratios
Loan-to-Deposit 73.803 75.205
Securities/Assets .066 .174
Total Equity/Total Assets .071 .105
Tangible Equity/Tangible Assets .071 .103
Capital Adequacy
Tier 1 Common Capital 4,710 15,225
Tier 1 Capital 4,710 15,232
Tier 2 Capital 505 1,135
Total Capital 5,215 16,386
Total Risk Weighted Assets 40,348 105,251
Leverage Ratio 7.48 10.475
Common Equity Tier 1 Capital Ratio 11.67 15.3
Tier 1 Capital Ratio 11.67 15.308
Total Capital Ratio 12.93 16.398

Timeline for Northern State Bank Of Virginia

Kes Bancshares, Inc.

Kes Bancshares, Inc. became a new parent organization for Northern State Bank Of Virginia.

View Profile Jun 06 1997

Northern State Bank Of Virginia

Northern State Bank Of Virginia was established 58 years ago and is currently headquartered in Virginia, MN.

May 19 1966
Relationships Role Relationship Start Relationship End
Kes Bancshares, Inc. Parent 6/6/1997
Similar Organizations
Organization City State Total Assets
Pacific West Bank
 		West Linn OR 61.5M
First Bank And Trust Of Memphis
 		Memphis TX 61.3M
Peoples Exchange Bank Of Monroe County
 		Monroeville AL 62.5M
Triumph State Bank
 		Trimont MN 61.0M
Landmands Bank
 		Audubon IA 61.0M
Stock Growers Bank
 		Napoleon ND 62.9M
Farmers State Bank Of Trimont
 		Trimont MN 60.7M
Farmers & Merchants State Bank Of New York Mills, Incorporated
 		New York Mills MN 60.6M
State Bank Of St. Jacob
 		Saint Jacob IL 60.6M
The Bank Of Protection
 		Protection KS 60.4M