Vitals
  • Total Assets
    85.9M -3.0 %
  • Total Deposits
    66.8M -8.0 %
  • Total Net Loans
    69.6M -0.9 %
  • Net Income
    576000.0000 -22.9 %
  • Book Value
    8.0M -0.2 %
  • Book Value x2
    16.1M -0.2 %
  • Book Value x3
    24.1M -0.2 %
ROAA

1.349

ROAE

14.668

Efficiency Ratio

61.052

Net Interest Margin

4.587

Balance Sheet Highlights
Financial Highlights The Clyde Savings Bank Company All Insured Commercial Banks in Ohio
Balance Sheet $(000)
Total Assets 85,894 369,165
Total Net Loans 69,554 675,022
Total Deposits 66,838 250,123
Total Equity 8,037 36,497
Profitability
Net Income 576 28,895
Return on Average Assets 1.349 2.224
Return on Average Equity 14.668 12.836
Net Interest Margin 4.587 4.077
Efficiency Ratio 61.052 64.778
Noninterest Income/Revenue 13.709 23.082
Balance Sheet Ratios
Loan-to-Deposit 104.064 82.014
Securities/Assets .121 1.759
Total Equity/Total Assets .094 .099
Tangible Equity/Tangible Assets .09 -.834
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 8,087 31,761
Tier 2 Capital 909 19,627
Total Capital 8,996 36,884
Total Risk Weighted Assets 72,441 263,443
Leverage Ratio 9.46 9.872
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 11.16 15.615
Total Capital Ratio 12.42 16.981

Timeline for The Clyde Savings Bank Company

Community First Bank & Trust

The Clyde Savings Bank Company was acquired by Community First Bank & Trust 19 years

View Profile Jul 17 2004

First Financial Bancorp

First Financial Bancorp became a new parent organization for The Clyde Savings Bank Company.

View Profile Jun 01 1994

First Clyde Banc Corp

First Clyde Banc Corp became a new parent organization for The Clyde Savings Bank Company.

View Profile Jun 01 1983

The Clyde Savings Bank Company

The Clyde Savings Bank Company was established 118 years ago and is currently headquartered in Clyde, OH.

Jan 01 1906
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Community First Bank & Trust Buyer 928,548 Pooling of Interests Discontinued 7/17/2004
Relationships Role Relationship Start Relationship End
First Financial Bancorp Parent 6/1/1994 7/16/2004
First Clyde Banc Corp Parent 6/1/1983 5/31/1994
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