Efficiency Ratio Over Time
Efficiency Ratio Community First Bank & Trust All Insured Commercial Banks in Ohio
06-30-2005 70.774 66.08
03-31-2005 74.991 66.852
12-31-2004 71.57 65.604
09-30-2004 71.508 64.558
06-30-2004 73.738 64.778
03-31-2004 70.213 65.45
12-31-2003 66.387 64.066
09-30-2003 67.066 63.194
06-30-2003 70.599 63.247
03-31-2003 71.381 64.269
12-31-2002 73.469 63.1