Vitals
  • Total Assets
    90.6M 26.2 %
  • Total Deposits
    80.9M 25.2 %
  • Total Net Loans
    68.2M 19.4 %
  • Net Income
    218000.0000 33.7 %
  • Book Value
    6.3M 6.5 %
  • Book Value x2
    12.7M 6.5 %
  • Book Value x3
    19.0M 6.5 %
ROAA

1.031

ROAE

13.91

Efficiency Ratio

59.372

Net Interest Margin

4.339

Balance Sheet Highlights
Financial Highlights Community Bank Of Smith County All Insured Commercial Banks in Tennessee
Balance Sheet $(000)
Total Assets 90,561 183,777
Total Net Loans 68,217 123,165
Total Deposits 80,874 152,866
Total Equity 6,328 18,609
Profitability
Net Income 218 2,365
Return on Average Assets 1.031 1.151
Return on Average Equity 13.91 11.623
Net Interest Margin 4.339 4.221
Efficiency Ratio 59.372 67.669
Noninterest Income/Revenue 11.844 13.632
Balance Sheet Ratios
Loan-to-Deposit 84.35 77.315
Securities/Assets .153 .45
Total Equity/Total Assets .07 .101
Tangible Equity/Tangible Assets .07 -1.947
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 6,522 17,716
Tier 2 Capital 779 1,496
Total Capital 7,301 19,245
Total Risk Weighted Assets 62,029 131,609
Leverage Ratio 7.71 10.317
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.51 15.29
Total Capital Ratio 11.77 16.474

Timeline for Community Bank Of Smith County

Wilson Bank And Trust

Community Bank Of Smith County was acquired by Wilson Bank And Trust 19 years

View Profile Apr 01 2005

Community Bank Of Smith County

Community Bank Of Smith County was established 27 years ago and is currently headquartered in Carthage, TN.

Dec 16 1996

Wilson Bank Holding Company

Wilson Bank Holding Company became a new parent organization for Community Bank Of Smith County.

View Profile Dec 16 1996
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Wilson Bank And Trust Buyer 2,162,166 Pooling of Interests Discontinued 4/1/2005
Relationships Role Relationship Start Relationship End
Wilson Bank Holding Company Parent 12/16/1996 3/31/2005
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