Vitals
  • Total Assets
    101.0M 4.9 %
  • Total Deposits
    92.2M 5.9 %
  • Total Net Loans
    72.3M -3.1 %
  • Net Income
    412000.0000 -5.1 %
  • Book Value
    8.2M 7.2 %
  • Book Value x2
    16.3M 7.2 %
  • Book Value x3
    24.5M 7.2 %
ROAA

.55

ROAE

6.922

Efficiency Ratio

78.685

Net Interest Margin

3.616

Balance Sheet Highlights
Financial Highlights Community Bank Financial All Insured Commercial Banks in Wisconsin
Balance Sheet $(000)
Total Assets 101,025 173,803
Total Net Loans 72,253 130,933
Total Deposits 92,205 141,853
Total Equity 8,171 17,940
Profitability
Net Income 412 1,604
Return on Average Assets .55 1.088
Return on Average Equity 6.922 10.352
Net Interest Margin 3.616 3.793
Efficiency Ratio 78.685 63.202
Noninterest Income/Revenue 7.919 8.163
Balance Sheet Ratios
Loan-to-Deposit 78.361 89.094
Securities/Assets .119 .565
Total Equity/Total Assets .081 .103
Tangible Equity/Tangible Assets .081 -.193
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 8,210 17,170
Tier 2 Capital 519 1,456
Total Capital 8,729 18,623
Total Risk Weighted Assets 81,174 136,736
Leverage Ratio 8.3 10.393
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.11 13.575
Total Capital Ratio 10.75 14.653

Timeline for Community Bank Financial

Lincoln State Bank

Community Bank Financial was acquired by Lincoln State Bank 16 years

View Profile Nov 12 2007

Cboc Investments, Inc.

Cboc Investments, Inc. became a new subsidiary organization for Community Bank Financial.

View Profile Sep 01 2001

Merchants Merger Corp.

Merchants Merger Corp. became a new parent organization for Community Bank Financial.

View Profile Jan 17 2001

Cboc, Inc.

Cboc, Inc. became a new parent organization for Community Bank Financial.

View Profile Dec 30 1991

Community Bank Financial

Community Bank Financial was established 34 years ago and is currently headquartered in Oconto Falls, WI.

Nov 27 1989
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Lincoln State Bank Buyer 1,293,565 Pooling of Interests Discontinued 11/12/2007
Relationships Role Relationship Start Relationship End
Merchants Merger Corp. Parent 1/17/2001 11/11/2007
Cboc, Inc. Parent 12/30/1991 1/16/2001
Cboc Investments, Inc. Subsidary 6/30/2007 11/11/2007
Cboc Investments, Inc. Subsidary 9/1/2001 6/29/2007
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