Community Bank Financial
Oconto Falls, WI — Domestic Branch of a Domestic Bank
Acquired Nov 2007
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Community Bank Financial | All Insured Commercial Banks in Wisconsin |
Interest and Fees on Loans | 4,235 | 7,342 |
Income from Lease Financing Receivables | — | 2,225 |
35 | 121 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 14 | 58 |
Income on Loans and Leases (TE) | 4,249 | 7,374 |
Investment Interest Income (TE) | 448 | 1,067 |
Total Interest Income (TE) | 5,058 | 8,552 |
Total Interest Expense | 2,534 | 4,107 |
Net Interest Income (TE) | 2,524 | 4,397 |
Non-Interest Income | 435 | 760 |
Adjusted Operating Income (TE) | 2,959 | 5,177 |
Non-interest Expense | 2,328 | 3,164 |
Provision for Loan & Lease Losses | — | 760 |
Pretax Operating Income (TE) | 631 | 3,733 |
Pretax Net Operating Income (TE) | 631 | 3,768 |
Applicable Income Taxes | 146 | 2,091 |
Net Operating Income | 412 | 1,604 |
Net Income | 412 | 1,604 |
Cash Dividends Declared | — | 2,009 |
Retained Earnings | 412 | 3,288 |