Vitals
  • Total Assets
    500.9M 1.5 %
  • Total Deposits
    452.9M 1.0 %
  • Total Net Loans
    327.2M 8.5 %
  • Net Income
    4.7M 38.1 %
  • Book Value
    45.6M 9.2 %
  • Book Value x2
    91.1M 9.2 %
  • Book Value x3
    136.7M 9.2 %
ROAA

.955

ROAE

10.797

Efficiency Ratio

68.126

Net Interest Margin

3.67

Balance Sheet Highlights
Financial Highlights Citizens State Bank Of New Castle, Indiana All Insured Commercial Banks in Indiana
Balance Sheet $(000)
Total Assets 500,923 606,548
Total Net Loans 327,235 409,621
Total Deposits 452,931 497,111
Total Equity 45,569 63,292
Profitability
Net Income 4,723 6,062
Return on Average Assets .955 .965
Return on Average Equity 10.797 9.027
Net Interest Margin 3.67 3.682
Efficiency Ratio 68.126 66.445
Noninterest Income/Revenue 28.122 20.436
Balance Sheet Ratios
Loan-to-Deposit 72.248 79.497
Securities/Assets .239 .184
Total Equity/Total Assets .091 .104
Tangible Equity/Tangible Assets .091 .098
Capital Adequacy
Tier 1 Common Capital 46,876 60,326
Tier 1 Capital 46,876 60,328
Tier 2 Capital 3,591 4,282
Total Capital 50,467 64,608
Total Risk Weighted Assets 286,889 442,958
Leverage Ratio 9.3 10.395
Common Equity Tier 1 Capital Ratio 16.34 15.27
Tier 1 Capital Ratio 16.34 15.27
Total Capital Ratio 17.59 16.399

Timeline for Citizens State Bank Of New Castle, Indiana

Bank Computer Services, Inc.

Acquisition: Citizens State Bank Of New Castle, Indiana acquired a new subsidiary, Bank Computer Services, Inc. , 7 years

View Profile Dec 17 2016

Pacesetter Bank

Acquisition: Citizens State Bank Of New Castle, Indiana acquired a new subsidiary, Pacesetter Bank, 10 years

View Profile Sep 21 2013

Town Financial Corporation

Town Financial Corporation became a new parent organization for Citizens State Bank Of New Castle, Indiana.

View Profile Dec 31 1970

Citizens State Bank Of New Castle, Indiana

Citizens State Bank Of New Castle, Indiana was established 150 years ago and is currently headquartered in New Castle, IN.

Jul 03 1873
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Bank Computer Services, Inc. Seller Pooling of Interests Discontinued 12/17/2016
Pacesetter Bank Seller 134,485 Pooling of Interests Discontinued 9/21/2013
Relationships Role Relationship Start Relationship End
Town Financial Corporation Parent 10/6/2008
Town Financial Corporation Parent 5/18/2001 10/5/2008
Town Financial Corporation Parent 12/6/1999 5/17/2001
Town Financial Corporation Parent 3/31/1993 12/5/1999
Town Financial Corporation Parent 12/31/1983 3/30/1993
Town Financial Corporation Parent 12/31/1976 12/30/1983
Town Financial Corporation Parent 12/31/1974 12/30/1976
Town Financial Corporation Parent 12/31/1970 12/30/1974
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