Vitals
  • Total Assets
    540.3M 17.2 %
  • Total Deposits
    467.1M 17.1 %
  • Total Net Loans
    411.0M 19.2 %
  • Net Income
    6.1M 38.6 %
  • Book Value
    50.4M 13.5 %
  • Book Value x2
    100.8M 13.5 %
  • Book Value x3
    151.2M 13.5 %
ROAA

1.252

ROAE

12.752

Efficiency Ratio

59.89

Net Interest Margin

3.735

Balance Sheet Highlights
Financial Highlights Genesee Regional Bank All Insured Commercial Banks in New York
Balance Sheet $(000)
Total Assets 540,294 1,637,033
Total Net Loans 410,999 1,047,955
Total Deposits 467,138 1,296,950
Total Equity 50,392 187,165
Profitability
Net Income 6,134 13,254
Return on Average Assets 1.252 .773
Return on Average Equity 12.752 7.506
Net Interest Margin 3.735 3.19
Efficiency Ratio 59.89 65.064
Noninterest Income/Revenue 28.386 18.239
Balance Sheet Ratios
Loan-to-Deposit 87.982 73.986
Securities/Assets .168 .167
Total Equity/Total Assets .093 .114
Tangible Equity/Tangible Assets .092 .109
Capital Adequacy
Tier 1 Common Capital 50,893 154,500
Tier 1 Capital 50,893 155,066
Tier 2 Capital 4,404 9,750
Total Capital 55,297 168,084
Total Risk Weighted Assets 420,294 1,138,832
Leverage Ratio 9.52 10.188
Common Equity Tier 1 Capital Ratio 12.11 16.458
Tier 1 Capital Ratio 12.11 16.551
Total Capital Ratio 13.16 17.647

Timeline for Genesee Regional Bank

Marrlo Ventures Ii, Llc

Marrlo Ventures Ii, Llc became a new subsidiary organization for Genesee Regional Bank.

View Profile Nov 06 2014

Marrlo Ventures, Llc

Marrlo Ventures, Llc became a new subsidiary organization for Genesee Regional Bank.

View Profile Jul 24 2014

Early Bird Student Loans, Llc

Early Bird Student Loans, Llc became a new subsidiary organization for Genesee Regional Bank.

View Profile Feb 06 2008

Greater Rochester Bancorp, Inc.

Greater Rochester Bancorp, Inc. became a new parent organization for Genesee Regional Bank.

View Profile Jan 02 2008

Genesee Regional Bank

Genesee Regional Bank was established 38 years ago and is currently headquartered in Rochester, NY.

Aug 12 1985

Want to see more?

Complete timeline for Genesee Regional Bank is available.

View Complete Timeline
Relationships Role Relationship Start Relationship End
Greater Rochester Bancorp, Inc. Parent 1/2/2008
Itt Corporation Parent 3/5/1987 7/31/1996
Itt Corporation Parent 8/12/1985 3/4/1987
Marrlo Ventures, Llc Subsidary 7/24/2014
Marrlo Ventures Ii, Llc Subsidary 11/6/2014
Early Bird Student Loans, Llc Subsidary 2/6/2008 11/30/2010
Similar Organizations
Organization City State Total Assets
United Southern Bank
 		Umatilla FL 492.7M
San Diego Private Bank
 		Coronado CA 498.0M
First Commercial Bank (Usa)
 		Alhambra CA 498.7M
Catskill Hudson Bank
 		Monticello NY 489.7M
The Converse County Bank
 		Douglas WY 489.5M
The Simsbury Bank & Trust Company
 		Simsbury CT 504.8M
Deerwood Bank
 		Deerwood MN 505.3M
Dairy State Bank
 		Rice Lake WI 488.9M
First Bank Of Missouri
 		Gladstone MO 473.2M
Community First Bank & Trust
 		Columbia TN 472.3M