Vitals
  • Total Assets
    498.2M 1.8 %
  • Total Deposits
    385.3M 6.3 %
  • Total Net Loans
    442.8M -0.6 %
  • Net Income
    3.1M -20.8 %
  • Book Value
    111.6M 2.8 %
  • Book Value x2
    223.2M 2.8 %
  • Book Value x3
    334.8M 2.8 %
ROAA

.632

ROAE

2.785

Efficiency Ratio

60.721

Net Interest Margin

2.96

Balance Sheet Highlights
Financial Highlights First Commercial Bank (Usa) All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 498,242 1,346,313
Total Net Loans 442,843 907,793
Total Deposits 385,274 1,084,972
Total Equity 111,604 169,778
Profitability
Net Income 3,058 12,577
Return on Average Assets .632 .955
Return on Average Equity 2.785 8.072
Net Interest Margin 2.96 3.784
Efficiency Ratio 60.721 64.937
Noninterest Income/Revenue 1.781 13.682
Balance Sheet Ratios
Loan-to-Deposit 114.942 83.983
Securities/Assets .029 .141
Total Equity/Total Assets .224 .126
Tangible Equity/Tangible Assets .224 .113
Capital Adequacy
Tier 1 Common Capital 111,588 147,337
Tier 1 Capital 111,588 147,552
Tier 2 Capital 5,517 11,893
Total Capital 117,105 160,236
Total Risk Weighted Assets 440,730 1,009,488
Leverage Ratio 22.55 11.256
Common Equity Tier 1 Capital Ratio 25.32 14.697
Tier 1 Capital Ratio 25.32 14.792
Total Capital Ratio 26.57 16.005

Timeline for First Commercial Bank (Usa)

First Commercial Bank (Usa)

First Commercial Bank (Usa) was established 26 years ago and is currently headquartered in Alhambra, CA.

May 20 1997

First Commercial Bank, Ltd.

First Commercial Bank, Ltd. became a new parent organization for First Commercial Bank (Usa).

View Profile May 20 1997
Relationships Role Relationship Start Relationship End
First Commercial Bank, Ltd. Parent 5/20/1997
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