Vitals
  • Total Assets
    498.7M -4.7 %
  • Total Deposits
    413.8M -1.8 %
  • Total Net Loans
    302.1M -11.5 %
  • Net Income
    1.2M -64.0 %
  • Book Value
    49.9M -5.8 %
  • Book Value x2
    99.8M -5.8 %
  • Book Value x3
    149.8M -5.8 %
ROAA

.226

ROAE

2.158

Efficiency Ratio

70.341

Net Interest Margin

3.637

Balance Sheet Highlights
Financial Highlights First Security Bank And Trust Company All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 498,702 198,346
Total Net Loans 302,094 133,864
Total Deposits 413,792 165,124
Total Equity 49,920 22,060
Profitability
Net Income 1,153 2,310
Return on Average Assets .226 1.15
Return on Average Equity 2.158 9.92
Net Interest Margin 3.637 3.587
Efficiency Ratio 70.341 60.34
Noninterest Income/Revenue 11.978 13.494
Balance Sheet Ratios
Loan-to-Deposit 73.006 77.091
Securities/Assets .281 .197
Total Equity/Total Assets .1 .111
Tangible Equity/Tangible Assets .083 .107
Capital Adequacy
Tier 1 Common Capital 42,748 21,135
Tier 1 Capital 42,748 21,140
Tier 2 Capital 4,384 1,625
Total Capital 47,132 22,777
Total Risk Weighted Assets 349,089 151,308
Leverage Ratio 8.6 10.944
Common Equity Tier 1 Capital Ratio 12.25 15.631
Tier 1 Capital Ratio 12.25 15.631
Total Capital Ratio 13.5 16.675

Timeline for First Security Bank And Trust Company

Hampton State Bank

Acquisition: First Security Bank And Trust Company acquired a new subsidiary, Hampton State Bank, 8 years

View Profile Dec 05 2015

First State Bank

Acquisition: First Security Bank And Trust Company acquired a new subsidiary, First State Bank, 14 years

View Profile Nov 07 2009

Clark Street Investment Company

Clark Street Investment Company became a new subsidiary organization for First Security Bank And Trust Company.

View Profile Oct 01 1994

Aredale State Bank

Acquisition: First Security Bank And Trust Company acquired a new subsidiary, Aredale State Bank, 36 years

View Profile Jan 21 1988

The First State Bank

Acquisition: First Security Bank And Trust Company acquired a new subsidiary, The First State Bank, 37 years

View Profile Mar 05 1987

Want to see more?

Complete timeline for First Security Bank And Trust Company is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Hampton State Bank Seller 69,539 Pooling of Interests Discontinued 12/5/2015
First State Bank Seller 86,322 Pooling of Interests Discontinued 11/7/2009
First State Bank Seller 62,199 Pooling of Interests Discontinued 11/7/2009
Aredale State Bank Seller 9,647 Failure 1/21/1988
The First State Bank Seller 15,754 Failure 3/5/1987
Relationships Role Relationship Start Relationship End
Cedar Valley Bankshares, Ltd. Parent 12/31/1983
Cedar Valley Bankshares, Ltd. Parent 11/9/1982 12/30/1983
Clark Street Investment Company Subsidary 10/1/1994 6/30/1995
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