International Bank Of Commerce Financial Statements & Health Reports

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Total Assets

474.7M -6.3 %
Total Deposits

342.5M -5.1 %
Total Net Loans

132.8M 17.0 %
Net Income

3.9M -51.8 %
Book Value

70.2M -1.9 %
Book Value x2

140.3M -1.9 %
Book Value x3

210.5M -1.9 %

ROAA

.766

ROAE

5.236

Efficiency Ratio

63.168

Net Interest Margin

2.792

Balance Sheet Highlights

Financial Highlights	International Bank Of Commerce	All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets	474,709	358,087
Total Net Loans	132,794	213,533
Total Deposits	342,506	308,027
Total Equity	70,156	38,740
Profitability
Net Income	3,851	3,845
Return on Average Assets	.766	1.025
Return on Average Equity	5.236	9.415
Net Interest Margin	2.792	3.773
Efficiency Ratio	63.168	66.762
Noninterest Income/Revenue	33.867	16.375
Balance Sheet Ratios
Loan-to-Deposit	38.771	65.494
Securities/Assets	.605	.214
Total Equity/Total Assets	.148	.108
Tangible Equity/Tangible Assets	.138	.104
Capital Adequacy
Tier 1 Common Capital	65,989	37,278
Tier 1 Capital	65,989	37,303
Tier 2 Capital	1,475	2,526
Total Capital	67,464	39,866
Total Risk Weighted Assets	193,595	237,367
Leverage Ratio	13.87	10.563
Common Equity Tier 1 Capital Ratio	34.09	18.073
Tier 1 Capital Ratio	34.09	18.097
Total Capital Ratio	34.85	19.169

Timeline for International Bank Of Commerce

State Bank & Trust Company

Acquisition: International Bank Of Commerce acquired a new subsidiary, State Bank & Trust Company, 17 years

View Profile Mar 17 2007

Sbt Asset Corporation

Sbt Asset Corporation became a new subsidiary organization for International Bank Of Commerce.

View Profile Mar 17 2007

Ibc Zapata Securities Corporation

Ibc Zapata Securities Corporation became a new subsidiary organization for International Bank Of Commerce.

View Profile Feb 20 1992

Ibc Subsidiary Corporation

Ibc Subsidiary Corporation became a new parent organization for International Bank Of Commerce.

View Profile Jul 01 1990