Vitals
  • Total Assets
    75.3M -0.5 %
  • Total Deposits
    68.5M -2.3 %
  • Total Net Loans
    21.3M 11.3 %
  • Net Income
    1.2M -6.5 %
  • Book Value
    6.4M 21.4 %
  • Book Value x2
    12.8M 21.4 %
  • Book Value x3
    19.3M 21.4 %
ROAA

1.661

ROAE

21.417

Efficiency Ratio

60.188

Net Interest Margin

3.148

Balance Sheet Highlights
Financial Highlights State Bank & Trust Company All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 75,309 153,044
Total Net Loans 21,252 86,588
Total Deposits 68,538 130,921
Total Equity 6,419 15,202
Profitability
Net Income 1,247 4,075
Return on Average Assets 1.661 1.437
Return on Average Equity 21.417 14.713
Net Interest Margin 3.148 4.615
Efficiency Ratio 60.188 66.288
Noninterest Income/Revenue 18.783 13.739
Balance Sheet Ratios
Loan-to-Deposit 31.008 62.239
Securities/Assets .139 .663
Total Equity/Total Assets .085 .099
Tangible Equity/Tangible Assets .085 -.21
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 6,438 14,459
Tier 2 Capital 368 1,005
Total Capital 6,806 15,454
Total Risk Weighted Assets 29,463 98,323
Leverage Ratio 8.34 10.112
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 21.85 16.99
Total Capital Ratio 23.1 18.005

Timeline for State Bank & Trust Company

International Bank Of Commerce

State Bank & Trust Company was acquired by International Bank Of Commerce 17 years

View Profile Mar 17 2007

Swfc Delaware Financial Corporation

Swfc Delaware Financial Corporation became a new parent organization for State Bank & Trust Company.

View Profile Dec 22 1994

Sbt Asset Corporation

Sbt Asset Corporation became a new subsidiary organization for State Bank & Trust Company.

View Profile Apr 23 1994

Southwest First Community, Inc.

Southwest First Community, Inc. became a new parent organization for State Bank & Trust Company.

View Profile Sep 01 1982

State Bank & Trust Company

State Bank & Trust Company was established 92 years ago and is currently headquartered in Beeville, TX.

Dec 12 1931
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
International Bank Of Commerce Buyer 495,461 Acquisition Discontinued 3/17/2007
Relationships Role Relationship Start Relationship End
Swfc Delaware Financial Corporation Parent 12/22/1994 3/16/2007
Southwest First Community, Inc. Parent 9/1/1982 12/21/1994
Sbt Asset Corporation Subsidary 4/23/1994 3/16/2007
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