Vitals
  • Total Assets
    62.2M 7.5 %
  • Total Deposits
    48.7M 10.0 %
  • Total Net Loans
    35.8M 0.0 %
  • Net Income
    639000.0000 -0.2 %
  • Book Value
    6.2M 14.6 %
  • Book Value x2
    12.4M 14.6 %
  • Book Value x3
    18.6M 14.6 %
ROAA

1.446

ROAE

14.628

Efficiency Ratio

59.884

Net Interest Margin

4.113

Balance Sheet Highlights
Financial Highlights First State Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 62,199 123,090
Total Net Loans 35,845 81,644
Total Deposits 48,709 99,446
Total Equity 6,204 12,825
Profitability
Net Income 639 1,199
Return on Average Assets 1.446 1.115
Return on Average Equity 14.628 10.552
Net Interest Margin 4.113 3.829
Efficiency Ratio 59.884 62.568
Noninterest Income/Revenue 6.857 11.863
Balance Sheet Ratios
Loan-to-Deposit 73.59 78.381
Securities/Assets .34 .345
Total Equity/Total Assets .1 .104
Tangible Equity/Tangible Assets .085 .074
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 5,079 11,676
Tier 2 Capital 531 1,025
Total Capital 5,610 12,650
Total Risk Weighted Assets 42,445 89,953
Leverage Ratio 8.53 9.917
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 11.97 14.211
Total Capital Ratio 13.22 15.285

Timeline for First State Bank

First Security Bank And Trust Company

First State Bank was acquired by First Security Bank And Trust Company 14 years

View Profile Nov 07 2009

Riceville Investment Company

Riceville Investment Company became a new subsidiary organization for First State Bank.

View Profile Oct 01 1994

Cedar Valley Bankshares, Ltd.

Cedar Valley Bankshares, Ltd. became a new parent organization for First State Bank.

View Profile Jul 31 1991

Riceville Investment Company

Riceville Investment Company became a new parent organization for First State Bank.

View Profile Dec 31 1970

Riceville State Bank

Acquisition: First State Bank acquired a new subsidiary, Riceville State Bank , 54 years

View Profile Dec 31 1969

Want to see more?

Complete timeline for First State Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Security Bank And Trust Company Buyer 499,379 Pooling of Interests Discontinued 11/7/2009
Riceville State Bank Seller Discontinued 12/31/1969
Relationships Role Relationship Start Relationship End
Cedar Valley Bankshares, Ltd. Parent 7/31/1991 11/6/2009
Riceville Investment Company Parent 6/30/1982 7/30/1991
Riceville Investment Company Parent 6/30/1981 6/29/1982
Riceville Investment Company Parent 12/31/1975 6/29/1981
Riceville Investment Company Parent 12/31/1974 12/30/1975
Riceville Investment Company Parent 12/31/1970 12/30/1974
Riceville Investment Company Subsidary 10/1/1994 6/30/1995
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