First State Bank
Riceville, IA — Domestic Branch of a Domestic Bank
Acquired Nov 2009
Net Income Analysis
( % relative to Total Revenue )
Income Statement | First State Bank | All Insured Commercial Banks in Iowa |
Interest and Fees on Loans | 1,768 | 3,885 |
Income from Lease Financing Receivables | 10 | 258 |
27 | 87 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 12 | 41 |
Income on Loans and Leases (TE) | 1,790 | 3,909 |
Investment Interest Income (TE) | 688 | 968 |
Total Interest Income (TE) | 2,486 | 4,868 |
Total Interest Expense | 765 | 1,638 |
Net Interest Income (TE) | 1,721 | 3,216 |
Non-Interest Income | 183 | 655 |
Adjusted Operating Income (TE) | 1,904 | 3,788 |
Non-interest Expense | 1,140 | 2,346 |
Provision for Loan & Lease Losses | 27 | 1,017 |
Pretax Operating Income (TE) | 737 | 1,571 |
Pretax Net Operating Income (TE) | 742 | 1,606 |
Applicable Income Taxes | 29 | 220 |
Net Operating Income | 639 | 1,199 |
Net Income | 639 | 1,199 |
Cash Dividends Declared | 373 | 763 |
Retained Earnings | 266 | 732 |