Net Income Analysis ( % relative to Total Revenue )
Income Statement First State Bank All Insured Commercial Banks in Iowa
Interest and Fees on Loans 1,768 3,885
Income from Lease Financing Receivables 10 258
27 87
Estimated Tax Benefit from Tax-Exempt Loan Income 12 41
Income on Loans and Leases (TE) 1,790 3,909
Investment Interest Income (TE) 688 968
Total Interest Income (TE) 2,486 4,868
Total Interest Expense 765 1,638
Net Interest Income (TE) 1,721 3,216
Non-Interest Income 183 655
Adjusted Operating Income (TE) 1,904 3,788
Non-interest Expense 1,140 2,346
Provision for Loan & Lease Losses 27 1,017
Pretax Operating Income (TE) 737 1,571
Pretax Net Operating Income (TE) 742 1,606
Applicable Income Taxes 29 220
Net Operating Income 639 1,199
Net Income 639 1,199
Cash Dividends Declared 373 763
Retained Earnings 266 732