Vitals
  • Total Assets
    504.0M 1.5 %
  • Total Deposits
    422.7M 2.4 %
  • Total Net Loans
    196.8M 4.1 %
  • Net Income
    3.5M -13.2 %
  • Book Value
    56.8M -1.5 %
  • Book Value x2
    113.6M -1.5 %
  • Book Value x3
    170.3M -1.5 %
ROAA

.703

ROAE

5.835

Efficiency Ratio

66.999

Net Interest Margin

2.965

Balance Sheet Highlights
Financial Highlights Dairy State Bank All Insured Commercial Banks in Wisconsin
Balance Sheet $(000)
Total Assets 503,997 272,940
Total Net Loans 196,757 188,306
Total Deposits 422,705 228,985
Total Equity 56,778 30,879
Profitability
Net Income 3,452 3,013
Return on Average Assets .703 1.04
Return on Average Equity 5.835 8.894
Net Interest Margin 2.965 3.727
Efficiency Ratio 66.999 64.939
Noninterest Income/Revenue 6.687 14.969
Balance Sheet Ratios
Loan-to-Deposit 46.547 81.441
Securities/Assets .542 .167
Total Equity/Total Assets .113 .113
Tangible Equity/Tangible Assets .111 .11
Capital Adequacy
Tier 1 Common Capital 55,286 29,936
Tier 1 Capital 55,286 29,937
Tier 2 Capital 2,973 2,305
Total Capital 58,259 32,273
Total Risk Weighted Assets 235,372 202,263
Leverage Ratio 11.2 11.31
Common Equity Tier 1 Capital Ratio 23.49 15.769
Tier 1 Capital Ratio 23.49 15.771
Total Capital Ratio 24.75 16.923

Timeline for Dairy State Bank

Bank Of Turtle Lake

Acquisition: Dairy State Bank acquired a new subsidiary, Bank Of Turtle Lake, 10 years

View Profile Feb 22 2014

Candle Center Investments, Inc.

Candle Center Investments, Inc. became a new subsidiary organization for Dairy State Bank.

View Profile Feb 22 2014

First Bank And Trust

Acquisition: Dairy State Bank acquired a new subsidiary, First Bank And Trust, 16 years

View Profile Mar 01 2008

First State Bank Of Prairie Farm

Acquisition: Dairy State Bank acquired a new subsidiary, First State Bank Of Prairie Farm, 28 years

View Profile Dec 12 1995

Dsb Investment, Inc.

Dsb Investment, Inc. became a new subsidiary organization for Dairy State Bank.

View Profile Dec 19 1991

Want to see more?

Complete timeline for Dairy State Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Bank Of Turtle Lake Seller 65,541 Pooling of Interests Discontinued 2/22/2014
First Bank And Trust Seller 124,393 Pooling of Interests Discontinued 3/1/2008
First State Bank Of Prairie Farm Seller 16,016 Pooling of Interests Discontinued 12/12/1995
Citizens State Bank Seller 8,860 Discontinued 9/25/1987
Relationships Role Relationship Start Relationship End
Dairy State Bancorp, Inc. Parent 12/31/1989
Dairy State Bancorp, Inc. Parent 12/31/1982 12/30/1989
Dairy State Bancorp, Inc. Parent 7/10/1981 12/30/1982
Candle Center Investments, Inc. Subsidary 2/22/2014 10/31/2014
Dsb Investment, Inc. Subsidary 6/30/2007 12/27/2012
Dsb Investment, Inc. Subsidary 12/19/1991 6/29/2007
Dairy State Building Corp Subsidary 7/10/1981 12/31/1985
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