Vitals
  • Total Assets
    124.4M 3.8 %
  • Total Deposits
    95.4M -7.1 %
  • Total Net Loans
    73.6M 10.0 %
  • Net Income
    997000.0000 11.9 %
  • Book Value
    11.3M 13.7 %
  • Book Value x2
    22.6M 13.7 %
  • Book Value x3
    33.8M 13.7 %
ROAA

.809

ROAE

9.483

Efficiency Ratio

64.263

Net Interest Margin

3.451

Balance Sheet Highlights
Financial Highlights First Bank And Trust All Insured Commercial Banks in Wisconsin
Balance Sheet $(000)
Total Assets 124,393 180,421
Total Net Loans 73,554 134,514
Total Deposits 95,394 146,915
Total Equity 11,278 18,392
Profitability
Net Income 997 5,253
Return on Average Assets .809 1.101
Return on Average Equity 9.483 10.445
Net Interest Margin 3.451 3.803
Efficiency Ratio 64.263 63.325
Noninterest Income/Revenue 7.148 8.635
Balance Sheet Ratios
Loan-to-Deposit 77.106 87.776
Securities/Assets .344 .56
Total Equity/Total Assets .091 .102
Tangible Equity/Tangible Assets .091 -.187
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 11,130 17,532
Tier 2 Capital 817 1,486
Total Capital 11,947 18,996
Total Risk Weighted Assets 76,913 140,835
Leverage Ratio 9.17 10.36
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 14.47 13.572
Total Capital Ratio 15.53 14.634

Timeline for First Bank And Trust

Dairy State Bank

First Bank And Trust was acquired by Dairy State Bank 16 years

View Profile Mar 01 2008

Dairy State Bancorp, Inc.

Dairy State Bancorp, Inc. became a new parent organization for First Bank And Trust.

View Profile Dec 04 1997

Menomonie Investments, Inc.

Menomonie Investments, Inc. became a new subsidiary organization for First Bank And Trust.

View Profile Feb 01 1992

Menomonie Financial Services, Inc.

Menomonie Financial Services, Inc. became a new parent organization for First Bank And Trust.

View Profile Jan 01 1985

First Bank And Trust

First Bank And Trust was established 144 years ago and is currently headquartered in Hudson, WI.

Jul 08 1879
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Dairy State Bank Buyer 488,885 Pooling of Interests Discontinued 3/1/2008
Relationships Role Relationship Start Relationship End
Dairy State Bancorp, Inc. Parent 6/30/2004 2/29/2008
Dairy State Bancorp, Inc. Parent 12/29/1997 6/29/2004
Dairy State Bancorp, Inc. Parent 12/4/1997 12/28/1997
Menomonie Financial Services, Inc. Parent 6/30/1993 12/3/1997
Menomonie Financial Services, Inc. Parent 12/31/1989 6/29/1993
Menomonie Financial Services, Inc. Parent 1/1/1985 12/30/1989
Menomonie Investments, Inc. Subsidary 6/30/2007 1/11/2008
Menomonie Investments, Inc. Subsidary 2/1/1992 6/29/2007
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