Vitals
  • Total Assets
    475.7M -7.1 %
  • Total Deposits
    397.9M -7.5 %
  • Total Net Loans
    174.9M -1.7 %
  • Net Income
    5.7M -11.3 %
  • Book Value
    74.9M -2.9 %
  • Book Value x2
    149.9M -2.9 %
  • Book Value x3
    224.8M -2.9 %
ROAA

1.153

ROAE

7.226

Efficiency Ratio

52.122

Net Interest Margin

3.394

Balance Sheet Highlights
Financial Highlights First State Bank And Trust Company All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 475,735 358,087
Total Net Loans 174,926 213,533
Total Deposits 397,925 308,027
Total Equity 74,933 38,740
Profitability
Net Income 5,741 3,845
Return on Average Assets 1.153 1.025
Return on Average Equity 7.226 9.415
Net Interest Margin 3.394 3.773
Efficiency Ratio 52.122 66.762
Noninterest Income/Revenue 12.52 16.375
Balance Sheet Ratios
Loan-to-Deposit 43.96 65.494
Securities/Assets .561 .214
Total Equity/Total Assets .158 .108
Tangible Equity/Tangible Assets .158 .104
Capital Adequacy
Tier 1 Common Capital 75,030 37,278
Tier 1 Capital 75,030 37,303
Tier 2 Capital 1,534 2,526
Total Capital 76,564 39,866
Total Risk Weighted Assets 212,836 237,367
Leverage Ratio 15.43 10.563
Common Equity Tier 1 Capital Ratio 35.25 18.073
Tier 1 Capital Ratio 35.25 18.097
Total Capital Ratio 35.97 19.169

Timeline for First State Bank And Trust Company

Carthage State Bancshares, Inc.

Carthage State Bancshares, Inc. became a new parent organization for First State Bank And Trust Company.

View Profile Mar 21 2008

Carthage Nevada Financial Group, Inc.

Carthage Nevada Financial Group, Inc. became a new parent organization for First State Bank And Trust Company.

View Profile Apr 19 1999

First State Bank And Trust Company

First State Bank And Trust Company was established 122 years ago and is currently headquartered in Carthage, TX.

Feb 27 1902
Relationships Role Relationship Start Relationship End
Carthage State Bancshares, Inc. Parent 3/21/2008
Carthage Nevada Financial Group, Inc. Parent 4/19/1999 3/20/2008
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