Vitals
  • Total Assets
    134.5M 18.2 %
  • Total Deposits
    119.8M 20.7 %
  • Total Net Loans
    76.7M 5.5 %
  • Net Income
    313000.0000 44.2 %
  • Book Value
    14.0M 1.6 %
  • Book Value x2
    27.9M 1.6 %
  • Book Value x3
    41.9M 1.6 %
ROAA

.454

ROAE

4.49

Efficiency Ratio

77.309

Net Interest Margin

3.431

Balance Sheet Highlights
Financial Highlights Pacesetter Bank All Insured Commercial Banks in Indiana
Balance Sheet $(000)
Total Assets 134,485 424,922
Total Net Loans 76,665 268,770
Total Deposits 119,837 352,223
Total Equity 13,958 43,591
Profitability
Net Income 313 2,226
Return on Average Assets .454 .881
Return on Average Equity 4.49 8.496
Net Interest Margin 3.431 3.644
Efficiency Ratio 77.309 68.081
Noninterest Income/Revenue 19.73 22.005
Balance Sheet Ratios
Loan-to-Deposit 63.974 72.321
Securities/Assets .211 .223
Total Equity/Total Assets .104 .103
Tangible Equity/Tangible Assets .104 .098
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 13,967 41,355
Tier 2 Capital 1,024 3,472
Total Capital 14,991 44,821
Total Risk Weighted Assets 78,576 294,154
Leverage Ratio 10.18 10.129
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 17.78 16.004
Total Capital Ratio 19.08 17.213

Timeline for Pacesetter Bank

Citizens State Bank Of New Castle, Indiana

Pacesetter Bank was acquired by Citizens State Bank Of New Castle, Indiana 10 years

View Profile Sep 21 2013

City Savings Bank

Acquisition: Pacesetter Bank acquired a new subsidiary, City Savings Bank, 26 years

View Profile Oct 01 1997

Pacesetter Bank Of Montpelier

Acquisition: Pacesetter Bank acquired a new subsidiary, Pacesetter Bank Of Montpelier, 26 years

View Profile Oct 01 1997

Guaranty Corporation

Guaranty Corporation became a new subsidiary organization for Pacesetter Bank.

View Profile Oct 01 1997

Town Financial Corporation

Town Financial Corporation became a new parent organization for Pacesetter Bank.

View Profile Dec 02 1994

Want to see more?

Complete timeline for Pacesetter Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Citizens State Bank Of New Castle, Indiana Buyer 488,201 Pooling of Interests Discontinued 9/21/2013
City Savings Bank Seller 36,186 Pooling of Interests Discontinued 10/1/1997
Pacesetter Bank Of Montpelier Seller 29,348 Pooling of Interests Discontinued 10/1/1997
Relationships Role Relationship Start Relationship End
Town Financial Corporation Parent 3/26/2009 9/20/2013
Town Financial Corporation Parent 10/1/1997 3/25/2009
Town Financial Corporation Parent 12/2/1994 9/30/1997
Guaranty Corporation Subsidary 10/1/1997 7/31/2003
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