Vitals
  • Total Assets
    364.2M -2.1 %
  • Total Deposits
    325.6M -2.1 %
  • Total Net Loans
    268.5M -6.3 %
  • Net Income
    39000.0000 157.4 %
  • Book Value
    33.3M 3.1 %
  • Book Value x2
    66.6M 3.1 %
  • Book Value x3
    100.0M 3.1 %
ROAA

.043

ROAE

.466

Efficiency Ratio

87.299

Net Interest Margin

3.459

Balance Sheet Highlights
Financial Highlights Carrollton Bank All Insured Commercial Banks in Maryland
Balance Sheet $(000)
Total Assets 364,203 441,489
Total Net Loans 268,467 297,515
Total Deposits 325,568 370,467
Total Equity 33,320 45,159
Profitability
Net Income 39 636
Return on Average Assets .043 .538
Return on Average Equity .466 4.818
Net Interest Margin 3.459 3.635
Efficiency Ratio 87.299 76.025
Noninterest Income/Revenue 39.429 21.037
Balance Sheet Ratios
Loan-to-Deposit 82.461 80.298
Securities/Assets .062 .141
Total Equity/Total Assets .091 .102
Tangible Equity/Tangible Assets .091 .1
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 35,448 40,804
Tier 2 Capital 3,957 3,656
Total Capital 39,405 44,440
Total Risk Weighted Assets 307,291 310,404
Leverage Ratio 9.8 9.392
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 11.54 13.523
Total Capital Ratio 12.82 14.749

Timeline for Carrollton Bank

Bay Bank, Fsb

Carrollton Bank was acquired by Bay Bank, Fsb 11 years

View Profile Apr 20 2013

Mulberry Street, Llc

Mulberry Street, Llc became a new subsidiary organization for Carrollton Bank.

View Profile Oct 14 2004

Carrollton Mortgage Services, Inc.

Carrollton Mortgage Services, Inc. became a new subsidiary organization for Carrollton Bank.

View Profile Nov 14 1997

Carrollton Community Development Corporation

Carrollton Community Development Corporation became a new subsidiary organization for Carrollton Bank.

View Profile Apr 03 1995

Bay Financial Services, Inc.

Bay Financial Services, Inc. became a new subsidiary organization for Carrollton Bank.

View Profile Oct 01 1991

Want to see more?

Complete timeline for Carrollton Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Bay Bank, Fsb Buyer 605,604 Acquisition Discontinued 4/20/2013
Relationships Role Relationship Start Relationship End
Bay Bancorp, Inc. Parent 5/21/1990 4/19/2013
Bay Financial Services, Inc. Subsidary 6/30/2007 4/19/2013
Carrollton Community Development Corporation Subsidary 6/30/2007 4/19/2013
Mulberry Street, Llc Subsidary 10/14/2004 1/2/2012
Carrollton Mortgage Services, Inc. Subsidary 6/30/2007 12/31/2011
Bay Financial Services, Inc. Subsidary 10/1/1991 6/29/2007
Carrollton Community Development Corporation Subsidary 4/3/1995 6/29/2007
Carrollton Mortgage Services, Inc. Subsidary 11/14/1997 6/29/2007
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