Vitals
  • Total Assets
    369.5M -2.4 %
  • Total Deposits
    301.6M -2.3 %
  • Total Net Loans
    251.0M 0.8 %
  • Net Income
    2.8M 10.5 %
  • Book Value
    38.9M 2.4 %
  • Book Value x2
    77.9M 2.4 %
  • Book Value x3
    116.8M 2.4 %
ROAA

.765

ROAE

7.087

Efficiency Ratio

65.581

Net Interest Margin

3.271

Balance Sheet Highlights
Financial Highlights Citizens Bank Minnesota All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 369,485 147,703
Total Net Loans 250,983 97,223
Total Deposits 301,607 126,600
Total Equity 38,930 15,565
Profitability
Net Income 2,771 1,683
Return on Average Assets .765 1.08
Return on Average Equity 7.087 9.905
Net Interest Margin 3.271 3.845
Efficiency Ratio 65.581 68.21
Noninterest Income/Revenue 17.537 13.68
Balance Sheet Ratios
Loan-to-Deposit 83.215 75.205
Securities/Assets .241 .174
Total Equity/Total Assets .105 .105
Tangible Equity/Tangible Assets .101 .103
Capital Adequacy
Tier 1 Common Capital 37,421 15,225
Tier 1 Capital 37,421 15,232
Tier 2 Capital 2,112 1,135
Total Capital 39,533 16,386
Total Risk Weighted Assets 321,955 105,251
Leverage Ratio 10.42 10.475
Common Equity Tier 1 Capital Ratio 11.62 15.3
Tier 1 Capital Ratio 11.62 15.308
Total Capital Ratio 12.28 16.398

Timeline for Citizens Bank Minnesota

State Bank Of La Salle (Incorporated)

Acquisition: Citizens Bank Minnesota acquired a new subsidiary, State Bank Of La Salle (Incorporated), 25 years

View Profile Jan 04 1999

Citizens State Bank Of Lafayette

Acquisition: Citizens Bank Minnesota acquired a new subsidiary, Citizens State Bank Of Lafayette, 31 years

View Profile Jan 01 1993

Citizens Bancorporation Of New Ulm, Inc.

Citizens Bancorporation Of New Ulm, Inc. became a new parent organization for Citizens Bank Minnesota.

View Profile Oct 14 1985

Citizens Bank Minnesota

Citizens Bank Minnesota was established 148 years ago and is currently headquartered in New Ulm, MN.

Dec 13 1875
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
State Bank Of La Salle (Incorporated) Seller 30,988 Acquisition Discontinued 1/4/1999
Citizens State Bank Of Lafayette Seller 13,671 Discontinued 1/1/1993
Relationships Role Relationship Start Relationship End
Citizens Bancorporation Of New Ulm, Inc. Parent 9/3/1992
Citizens Bancorporation Of New Ulm, Inc. Parent 8/17/1992 9/2/1992
Citizens Bancorporation Of New Ulm, Inc. Parent 1/10/1992 8/16/1992
Citizens Bancorporation Of New Ulm, Inc. Parent 12/31/1989 1/9/1992
Citizens Bancorporation Of New Ulm, Inc. Parent 10/14/1985 12/30/1989
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