Vitals
  • Total Assets
    350.4M -4.9 %
  • Total Deposits
    306.6M -2.7 %
  • Total Net Loans
    249.1M -3.7 %
  • Net Income
    4.4M -24.5 %
  • Book Value
    40.2M 3.2 %
  • Book Value x2
    80.5M 3.2 %
  • Book Value x3
    120.7M 3.2 %
ROAA

1.218

ROAE

10.952

Efficiency Ratio

57.242

Net Interest Margin

4.191

Balance Sheet Highlights
Financial Highlights Rayne State Bank & Trust Company All Insured Commercial Banks in Louisiana
Balance Sheet $(000)
Total Assets 350,405 340,347
Total Net Loans 249,134 227,146
Total Deposits 306,595 291,952
Total Equity 40,243 36,108
Profitability
Net Income 4,411 3,221
Return on Average Assets 1.218 .994
Return on Average Equity 10.952 8.993
Net Interest Margin 4.191 4.112
Efficiency Ratio 57.242 68.63
Noninterest Income/Revenue 9.114 14.204
Balance Sheet Ratios
Loan-to-Deposit 81.258 74.405
Securities/Assets .216 .197
Total Equity/Total Assets .115 .106
Tangible Equity/Tangible Assets .115 .105
Capital Adequacy
Tier 1 Common Capital 40,333 35,803
Tier 1 Capital 40,333 36,059
Tier 2 Capital 2,987 2,443
Total Capital 43,320 38,519
Total Risk Weighted Assets 238,336 245,733
Leverage Ratio 11.19 10.776
Common Equity Tier 1 Capital Ratio 16.92 16.476
Tier 1 Capital Ratio 16.92 16.481
Total Capital Ratio 18.18 17.491

Timeline for Rayne State Bank & Trust Company

Financial Corporation Of Louisiana

Financial Corporation Of Louisiana became a new parent organization for Rayne State Bank & Trust Company.

View Profile Dec 01 2002

Security Acadia Bancshares, Inc.

Security Acadia Bancshares, Inc. became a new parent organization for Rayne State Bank & Trust Company.

View Profile Apr 25 1985

Rayne State Bank & Trust Company

Rayne State Bank & Trust Company was established 80 years ago and is currently headquartered in Rayne, LA.

Jul 01 1943
Relationships Role Relationship Start Relationship End
Financial Corporation Of Louisiana Parent 12/1/2002
Security Acadia Bancshares, Inc. Parent 4/25/1985 11/30/2002
Similar Organizations
Organization City State Total Assets
First Commercial Bank
 		Jackson MS 359.3M
The Bank Of Tescott
 		Tescott KS 364.6M
Points West Community Bank
 		Sidney NE 357.4M
The Savings Bank
 		Circleville OH 356.0M
The First State Bank
 		Louise TX 368.6M
Royal Bank
 		Elroy WI 354.5M
Farmers And Merchants Bank
 		Upperco MD 370.0M
Bank Of Commerce
 		Greenwood MS 362.7M
Farmers And Merchants Union Bank
 		Columbus WI 351.1M
Commercial Bank And Trust Of Pa
 		Latrobe PA 372.5M