Vitals
  • Total Assets
    120.7M 3.3 %
  • Total Deposits
    105.7M -0.1 %
  • Total Net Loans
    94.8M 17.4 %
  • Net Income
    3.9M 2,415.3 %
  • Book Value
    14.7M 36.4 %
  • Book Value x2
    29.3M 36.4 %
  • Book Value x3
    44.0M 36.4 %
ROAA

3.254

ROAE

33.641

Efficiency Ratio

89.428

Net Interest Margin

3.815

Balance Sheet Highlights
Financial Highlights Capitol National Bank All Insured Commercial Banks in Michigan
Balance Sheet $(000)
Total Assets 120,656 330,697
Total Net Loans 94,788 227,599
Total Deposits 105,703 278,247
Total Equity 14,663 33,935
Profitability
Net Income 3,949 3,589
Return on Average Assets 3.254 .954
Return on Average Equity 33.641 8.772
Net Interest Margin 3.815 3.821
Efficiency Ratio 89.428 71.925
Noninterest Income/Revenue 16.335 24.061
Balance Sheet Ratios
Loan-to-Deposit 89.674 76.845
Securities/Assets .016 .16
Total Equity/Total Assets .122 .103
Tangible Equity/Tangible Assets .121 .098
Capital Adequacy
Tier 1 Common Capital 12,403 32,553
Tier 1 Capital 12,403 32,664
Tier 2 Capital 1,140 2,479
Total Capital 13,543 35,133
Total Risk Weighted Assets 90,898 242,208
Leverage Ratio 10.56 10.341
Common Equity Tier 1 Capital Ratio 13.65 15.339
Tier 1 Capital Ratio 13.65 15.393
Total Capital Ratio 14.9 16.423

Timeline for Capitol National Bank

Capitol Wealth Insurance Agency, Inc.

Capitol Wealth Insurance Agency, Inc. became a new subsidiary organization for Capitol National Bank.

View Profile Jul 25 2001

Capitol Bancorp Ltd.

Capitol Bancorp Ltd. became a new parent organization for Capitol National Bank.

View Profile Mar 01 1988

Capitol National Bank

Capitol National Bank was established 41 years ago and is currently headquartered in Lansing, MI.

Nov 22 1982
Relationships Role Relationship Start Relationship End
Capitol Bancorp Ltd. Parent 12/31/2012 12/19/2013
Capitol Bancorp Ltd. Parent 3/1/1988 12/30/2012
Capitol Wealth Insurance Agency, Inc. Subsidary 7/25/2001 6/21/2004
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