Efficiency Ratio Over Time
Efficiency Ratio Capitol National Bank All Insured Commercial Banks in Michigan
12-31-2016 89.428 71.925
09-30-2016 88.986 72.284
06-30-2016 89.005 72.703
03-31-2016 86.978 74.111
12-31-2015 96.415 73.902
09-30-2015 105.724 72.796
06-30-2015 110.393 73.108
03-31-2015 111.846 74.364
12-31-2014 115.03 75.309
09-30-2014 116.012 75.334
06-30-2014 116.422 75.605
03-31-2014 117.432 76.846
12-31-2013 100 74.841
09-30-2013 92.798 73.806
06-30-2013 90.259 73.811
03-31-2013 96.145 73.988
12-31-2012 94.084 71.723
09-30-2012 96.043 71.614
06-30-2012 97.798 71.839
03-31-2012 96.502 72.697
12-31-2011 94.161 73.486
09-30-2011 96.356 73.637
06-30-2011 103.562 74.221
03-31-2011 98.53 75.166
12-31-2010 87.347 74.379
09-30-2010 83.071 74.86
06-30-2010 86.783 75.739
03-31-2010 93.555 76.883
12-31-2009 79.202 82.058
09-30-2009 71.369 81.121
06-30-2009 70.947 82.109
03-31-2009 69.078 80.184
12-31-2008 52.604 80.181
09-30-2008 51.567 75.465
06-30-2008 49.244 75.619
03-31-2008 49.981 76.097
12-31-2007 53.246 72.221
09-30-2007 52.43 70.635
06-30-2007 51.206 69.92
03-31-2007 51.096 70.315
12-31-2006 47.929 66.877
09-30-2006 48.241 65.716
06-30-2006 48.767 66.171
03-31-2006 49.495 66.982
12-31-2005 46.729 64.078
09-30-2005 46.485 64.016
06-30-2005 47.54 63.808
03-31-2005 47.949 64.541
12-31-2004 43.583 64.329
09-30-2004 44.543 64.747
06-30-2004 44.922 65.538
03-31-2004 44.169 66.274
12-31-2003 43.934 63.66
09-30-2003 44.332 62.955
06-30-2003 44.554 63.034
03-31-2003 43.817 63.233
12-31-2002 43.145 62.526