Capitol National Bank
Lansing, MI — National Bank
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Net Interest Margin Over Time
| Net Interest Margin | Capitol National Bank | All Insured Commercial Banks in Michigan |
| 12-31-2016 | 3.815 | 3.821 |
| 09-30-2016 | 3.754 | 3.821 |
| 06-30-2016 | 3.763 | 3.8 |
| 03-31-2016 | 3.657 | 3.765 |
| 12-31-2015 | 3.404 | 3.819 |
| 09-30-2015 | 3.301 | 3.828 |
| 06-30-2015 | 3.218 | 3.809 |
| 03-31-2015 | 3.122 | 3.777 |
| 12-31-2014 | 3.276 | 3.836 |
| 09-30-2014 | 3.281 | 3.822 |
| 06-30-2014 | 3.29 | 3.806 |
| 03-31-2014 | 3.329 | 3.782 |
| 12-31-2013 | 3.7 | 3.864 |
| 09-30-2013 | 3.71 | 3.871 |
| 06-30-2013 | 3.544 | 3.862 |
| 03-31-2013 | 3.351 | 3.837 |
| 12-31-2012 | 3.648 | 4.014 |
| 09-30-2012 | 3.662 | 4.028 |
| 06-30-2012 | 3.746 | 4.029 |
| 03-31-2012 | 3.901 | 4.019 |
| 12-31-2011 | 4.286 | 4.046 |
| 09-30-2011 | 4.346 | 4.031 |
| 06-30-2011 | 4.365 | 4.005 |
| 03-31-2011 | 4.263 | 3.949 |
| 12-31-2010 | 3.944 | 3.964 |
| 09-30-2010 | 3.86 | 3.916 |
| 06-30-2010 | 3.79 | 3.894 |
| 03-31-2010 | 3.887 | 3.834 |
| 12-31-2009 | 3.576 | 3.772 |
| 09-30-2009 | 3.546 | 3.707 |
| 06-30-2009 | 3.554 | 3.655 |
| 03-31-2009 | 3.57 | 3.632 |
| 12-31-2008 | 4.136 | 3.73 |
| 09-30-2008 | 4.298 | 3.751 |
| 06-30-2008 | 4.453 | 3.744 |
| 03-31-2008 | 4.514 | 3.744 |
| 12-31-2007 | 4.69 | 4.005 |
| 09-30-2007 | 4.675 | 4.046 |
| 06-30-2007 | 4.624 | 4.037 |
| 03-31-2007 | 4.51 | 4.022 |
| 12-31-2006 | 4.916 | 4.206 |
| 09-30-2006 | 4.968 | 4.247 |
| 06-30-2006 | 4.851 | 4.248 |
| 03-31-2006 | 4.827 | 4.223 |
| 12-31-2005 | 5.006 | 4.306 |
| 09-30-2005 | 5.039 | 4.293 |
| 06-30-2005 | 5.009 | 4.252 |
| 03-31-2005 | 5.062 | 4.205 |
| 12-31-2004 | 5.051 | 4.18 |
| 09-30-2004 | 5 | 4.148 |
| 06-30-2004 | 4.947 | 4.111 |
| 03-31-2004 | 5.057 | 4.118 |
| 12-31-2003 | 5.052 | 4.236 |
| 09-30-2003 | 5.051 | 4.252 |
| 06-30-2003 | 4.995 | 4.256 |
| 03-31-2003 | 5.154 | 4.255 |
| 12-31-2002 | 5.15 | 4.46 |