Vitals
  • Total Assets
    305.6M 6.5 %
  • Total Deposits
    273.0M 16.2 %
  • Total Net Loans
    230.8M 19.0 %
  • Net Income
    3.2M 5.5 %
  • Book Value
    26.9M 1.3 %
  • Book Value x2
    53.7M 1.3 %
  • Book Value x3
    80.6M 1.3 %
ROAA

1.142

ROAE

11.856

Efficiency Ratio

56.043

Net Interest Margin

4.565

Balance Sheet Highlights
Financial Highlights Capital Bank All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 305,609 1,346,313
Total Net Loans 230,826 907,793
Total Deposits 272,954 1,084,972
Total Equity 26,853 169,778
Profitability
Net Income 3,181 12,577
Return on Average Assets 1.142 .955
Return on Average Equity 11.856 8.072
Net Interest Margin 4.565 3.784
Efficiency Ratio 56.043 64.937
Noninterest Income/Revenue 5.998 13.682
Balance Sheet Ratios
Loan-to-Deposit 84.566 83.983
Securities/Assets .009 .141
Total Equity/Total Assets .088 .126
Tangible Equity/Tangible Assets .087 .113
Capital Adequacy
Tier 1 Common Capital 26,643 147,337
Tier 1 Capital 26,643 147,552
Tier 2 Capital 3,080 11,893
Total Capital 29,723 160,236
Total Risk Weighted Assets 246,381 1,009,488
Leverage Ratio 8.82 11.256
Common Equity Tier 1 Capital Ratio 10.81 14.697
Tier 1 Capital Ratio 10.81 14.792
Total Capital Ratio 12.06 16.005

Timeline for Capital Bank

Capital Bank

Capital Bank was established 16 years ago and is currently headquartered in San Juan Capistrano, CA.

Mar 26 2008
Relationships Role Relationship Start Relationship End
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