Cambridge Bank
Lake Zurich, IL — Domestic Branch of a Domestic Bank
Acquired May 2008
Vitals
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Total Assets473.4M 19.5 %
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Total Deposits348.3M 16.9 %
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Total Net Loans293.7M 23.5 %
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Net Income877000.0000 -29.4 %
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Book Value85.1M 7.6 %
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Book Value x2170.2M 7.6 %
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Book Value x3255.3M 7.6 %
Balance Sheet Highlights
| Financial Highlights | Cambridge Bank | All Insured Commercial Banks in Illinois |
| Balance Sheet $(000) | ||
| Total Assets | 473,418 | 193,976 |
| Total Net Loans | 293,716 | 132,083 |
| Total Deposits | 348,307 | 160,736 |
| Total Equity | 85,086 | 20,009 |
| Profitability | ||
| Net Income | 877 | 1,633 |
| Return on Average Assets | .769 | 1.061 |
| Return on Average Equity | 4.145 | 10.15 |
| Net Interest Margin | 3.493 | 3.519 |
| Efficiency Ratio | 59.942 | 69.396 |
| Noninterest Income/Revenue | 4.496 | 10.123 |
| Balance Sheet Ratios | ||
| Loan-to-Deposit | 84.327 | 74.746 |
| Securities/Assets | .128 | .681 |
| Total Equity/Total Assets | .18 | .103 |
| Tangible Equity/Tangible Assets | .076 | -.337 |
| Capital Adequacy | ||
| Tier 1 Common Capital | — | — |
| Tier 1 Capital | 35,321 | 18,083 |
| Tier 2 Capital | 2,629 | 1,411 |
| Total Capital | 37,950 | 19,556 |
| Total Risk Weighted Assets | 347,584 | 145,020 |
| Leverage Ratio | 8.68 | 10.119 |
| Common Equity Tier 1 Capital Ratio | — | — |
| Tier 1 Capital Ratio | 10.16 | 14.811 |
| Total Capital Ratio | 10.92 | 15.79 |
Timeline for Cambridge Bank
Inland Bank & Trust
Cambridge Bank was acquired by Inland Bank & Trust 16 years
View Profile May 17 2008
Inland Banking Acquisitions, Inc.
Inland Banking Acquisitions, Inc. became a new parent organization for Cambridge Bank.
View Profile Dec 01 1999
Cambridge Bank
Cambridge Bank was established 28 years ago and is currently headquartered in Lake Zurich, IL.
Apr 19 1996| Acquisitions & Mergers | Role | Assets | Acct Method | Type | Transaction Date |
| Inland Bank & Trust | Buyer | 1,039,729 | Pooling of Interests | Discontinued | 5/17/2008 |
| Relationships | Role | Relationship Start | Relationship End |
| Inland Banking Acquisitions, Inc. | Parent | 12/1/1999 | 5/16/2008 |
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